Run the Numbers or Run into Trouble!
Hanna?? H.
?? Helping IT Contractors & Professionals Build DFY Property Portfolios | 1-5 Off-Market Deals Daily | Smart Investing | BTL | HMO | SA | Free Strategy Call ??
This week, we’re diving into why understanding the numbers is the difference between a profitable investment and a financial headache. Too many investors jump into deals without fully calculating their costs—don’t be one of them! But first, here’s this week’s SMART Deal of the Week…
?? Smart Deal of the Week: High-Yield HMO in Hull! ??
If you're looking for a high-yield, fully tenanted HMO in a growing UK city, this week's deal is one you can’t afford to miss!
?? Location: Hull, HU9
?? Property Type: 6-Bed Terraced House (HMO)
?? Price: ￡290,000 (Zoopla Valuation: ￡290,000)
?? Total Investment (Incl. Fees): ￡87,975
?? Rental Income: ￡3,470 PCM
?? Gross Yield: 15%
?? Tenure: Freehold
?? Occupancy: Fully Tenanted
?? Article 4: Outside Article 4 Area
Numbers you need to know!
1?? Key Metric: Yield Yield is a crucial metric for property investors—it measures the rental income against the property price. At Property Kickstart, we provide gross yield figures for every deal, helping you quickly assess potential returns.
2?? Personalised ROI Calculations Your return on investment (ROI) will vary based on factors like:
? The mortgage interest rate you secure \ ? Your deposit size \ ? Additional costs like refurbishments and management fees
To make analysis easier, we provide a free calculator that allows you to run the numbers based on your personal situation.
?? Download the Calculator (Supports BTL, HMOs, and Housing Association properties.)
3?? Why This Matters Property investing isn’t just about finding a good deal—it’s about making sure the numbers work for you. Running your own calculations ensures that every property aligns with your financial goals and risk tolerance.
Why Hull is a Smart Investment Choice
Hull is an emerging property hotspot, offering high rental yields and strong capital growth potential. Here’s why investors are taking notice:
?? Affordable Entry Prices: Hull’s average property price is just ￡145,000, making it one of the most accessible cities for investors.
?? High Rental Yields: Investors are achieving gross yields of 8-14%, outperforming many other UK cities.
?? ￡1.5bn+ Regeneration: Major projects like Lagoon Hull, City Centre Revamp, and Preston Road Housing are driving capital growth.
?? Booming Economy: Growth in renewable energy, tech, and logistics sectors is creating jobs and increasing tenant demand.
?? Strong Rental Demand: Over 16,000 students and a rising workforce mean consistent tenant interest for HMOs and BTLs.
?? Improved Transport Links: Direct trains to London (2h 30m), M62 motorway access, and major port connections enhance accessibility.
?? Future Growth Potential: House prices have increased 18% in the last 5 years, with further gains expected.
?? Want to Build a Property Portfolio—Without Doing It Alone?
Many investors have the funds but lack the time and perhaps feel overwhelmed by the process. If that’s you, let’s partner up!
?? DM me to discuss potential opportunities.
?? Question of the Week
Each week, we’ll highlight a key question from our guide, "52 Must-Ask Questions Before You Start in Property," to help you think like a seasoned investor.
This Week’s Question: How do I calculate the true costs of a property before buying?
Many first-time investors forget key expenses such as:
? Stamp Duty \ ? Maintenance & Repairs \ ? Void Periods \ ? Service Charges & Ground Rent (if leasehold) \ ? Mortgage Interest
Miscalculating costs can turn a "profitable" deal into a bad investment. Use our Yield Calculator to break down all costs before committing.
?? Bonus Resource: Download "52 Must-Ask Questions Before You Start in Property" to guide your investment decisions.
?? Need Help Running the Numbers? Book a free consultation to get expert insights on calculating returns and structuring your investment properly.
?? Don’t Miss Out!
Want access to off-market, high-yield deals like this before anyone else?
?? Join our Investor WhatsApp Group now: bit.ly/PK-WA-Community
?? Explore more investment opportunities: PropertyKickstart.co.uk
?? Join Our Next Property Kickstart Beginner Webinar
??? Save the Date: Tuesday, 25th February 2025
?? Seats are limited!
Join the Waitlist now to secure your spot and get exclusive resources.
?? Date & Time: Tuesday, 25th February 2025 ?? Register Here
? Risk Warning & Disclaimer
Property investment carries risks, including potential financial loss. Market conditions, tenant demand, and unforeseen costs can impact returns. Property assets are often illiquid, and rental or capital growth is not guaranteed. Always seek independent advice before investing.
? Yield & Rental Income: Figures are based on verified partner data or comparable properties. Gross yield = Annual rent ÷ Purchase price.
?? For the latest deals, visit: PropertyKickstart.co.uk
Approaching Retirement? Let’s Talk!
If you or a friend are approaching retirement, don’t have a mortgage, and are considering selling an investment property, send me a DM. We can help you make the most of your assets.