The rumors are true: STATED INCOME loans exist.

Stated Income Loans 

Did you know? You don't always need tax returns to get commercial real estate loans. Stated income commercial real estate loans are a great alternative to a traditional commercial loan for borrowers who are looking to buy or refinance commercial property. An advantage to a stated income commercial loan over a traditional commercial loan is that the approval process is much quicker because there are fewer documents involved in order for the borrower to qualify.

Program Details

• Up to 70% LTV - 1-4 Unit Non-Owner Occupied Investment Properties. Up to 80% with seller held second
• Up to 75% LTV - 5+Unit Multifamily and Mixed Use (must dscr at 1.20 and credit above 700 for 75%ltv)
• Up to 65% LTV - Office, Retail, Warehouse, Self-Storage, Auto Service
• 650 Credit Score to qualify
• $100K - $5M
• Purchase, Refinance, & Cash-out Refinance
• W-2 or self employed

Uses For Our Stated Income Loans: 

• Debt Consolidation
• Purchase Property
• Property Investments
• Working Capital
• Refinance

Send me an email directly to discuss your commercial real estate financing needs. I'm looking forward to it. 

Good day, all!