RTD Financial Ranked One of InvestmentNews' Best Places to Work for Financial Advisors

This list recognizes standout employers in the financial advice industry. The firms on the list range from small practices with fewer than 20 people to large companies with hundreds, all who invest in creating a work atmosphere and culture that attracts the best employees. Click here to read more.

This rating was given in February of 2024 and was based on survey results in the 2023 calendar year. The rating was created and tabulated by Investment News. RTD did not pay to be included in this rating.

RTD Financial Community Involvement

Community is one of our core values and we are committed to improving the well-being of others in the communities we serve and helping them thrive.

Grants

• In Q4 2023, RTD awarded grants to and was proud to support International Committee of the Red Cross and World Central Kitchen.

Stockings for Heroes

• RTD was thrilled to contribute to?Soldiers' Angels?Holiday Stockings for Heroes during the 2023 holiday season. Our team packed and delivered over 70 stockings that went to Veterans and Service Members across the globe.

Employers, Automatic Enrollment is Coming!

Another SECURE 2.0 provision will be implemented as of the 2025 plan year, where all plans established after December 28, 2022 will be required to add automatic enrollment to their plan provisions. Now is the time for Plan Sponsors to consider whether their plan will be affected by this change and how to communicate these changes with employees.

Plan administrators will need to amend the plan documents to incorporate these provisions as well as draft required notices and incorporate these notices in the annual notice distribution process. Some of the specific features include:?

• Automatic Enrollment Feature of at least 3% but not more than 10%
• The default rate must then increase by 1% each year thereafter until reaching at least 10%
• However, auto escalation may be avoided by setting the initial default contribution percentage at 10%

Automatic enrollment allows for employees to opt out of contributing to the plan but action must be taken on the employee's part. Typical opt out rates are less than 10%, meaning that more people will save for retirement with automatic enrollment being added to retirement plans. For any questions on how your plan may be affected, please contact the Employer Retirement Plan Team at [email protected] for assistance.

Personal Wealth Management

Our team works with families and individuals to help them navigate financial decisions and develop an evolving plan focused on their unique needs and desires. Learn more.

Employer Retirement Plan Solutions

RTD partners with business owners and executives to design and manage effective retirement programs, helping employees build a solid foundation for their future. Learn more.

Trust Investment Management

We work with individual and corporate trustees to develop investment strategies that meet the varying and often complex needs of beneficiaries. Learn more.

Nonprofit Investment Management

RTD has a dedicated team who works closely with boards and finance committees to develop and maintain high-impact investment plans that meet today's needs while ensuring a stronger tomorrow. Learn more.

If We Can Ever Help, Please Let us Know

At RTD, our relationships are at the center of everything we do and we’re humbled when partners and clients introduce us to their friends, family and network. If we can serve as a resource to someone you know, we’re always available for a conversation. Contact us today.