Road Fatalities Surge; Driving While Texting to Blame
Gary Wallach
BGES Group - Specialties: New York Construction Insurance (Cover Tri-State); Workers' Compensation Insurance for any Type Business Owner - 914-806-5853
For decades road fatalities were on a steady decline thanks in large part to new technologies that have made our cars safer, like anti-lock brakes, airbags, early warning systems and better construction.
Then the smartphone entered the scene and the social media addiction exploded, adding a driving distraction that some people find too hard to ignore.
The result: A steady rise in vehicle accident fatalities that started spiking in 2014 and has kept on going.
As many as 42,060 people died in motor vehicle crashes in 2020, according to the National Safety Council. That an 8% increase over 2019, despite people driving less frequently because of the COVID-19 pandemic.
So despite our vehicles being safer than ever, the distraction of our interactive smartphones is getting the better of us. More people take their eyes off the road to text and read messages while barreling along.
If you haven't done so already, you need to make a promise to yourself and your family that you won't touch the phone while driving.
If not for the sake of your loved ones and innocent bystanders, you should put the phone down for the law.
It's already illegal to talk on the phone without a hands-free device and to drive while sending text messages or interacting in some way on your smartphone.
The National Safety Council study looked at the three top causes of accidents:?
Distracted Driving
Distracted driving includes texting, talking on the phone, eating and talking while driving. In 2014, more than 3,000 people were killed and another 431,000 seriously injured in a distracted-driving accident.
Drivers, motorists who use a hand-held device are four times more likely to be involved in an auto collision than any other driver, according to the council.
Increased risks associated with phone use:
Speeding
When we are familiar with the road on which we are driving, we're more likely to speed.
But we are also most likely to have an accident within two miles of our home since that's where we most often will drive.
But speeding is the second cause of road deaths and it is the cause of some 14,000 deaths every year.
BGES Group’s?office, located in Larchmont, NY is a full service insurance agency offering, Property, Liability, Umbrella Liability, Business Auto, Bid & Performance Bonds, Inland Marine, Worker’s Compensation, New York State Disability, Group Health, Life insurance, Personal lines and?Identity Theft.?
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BGES Group?are Worker's Compensation Specialists for the States of New York, New Jersey and Connecticut?- Issues we address: 1) Lowering pricing – we have specialty programs that can save you up to 40%; 2) Finding a new company; 3) Replacing policies that are being cancelled or non renewed;?4) Audit disputes; 5) Company creating fictitious payroll at audit time; 6) Lowering high experience modifications factors; 7) Misclassification of payrolls; 8) Lowering or eliminating renewal deposits;??9) Getting coverage when you’ve been without for a few months; 10) Covering multiple states under one policy; 11) Eliminating 10% service or policy fees; 12) Timely issuance of certificates; 13) Always being able to get someone on the phone or by email when?you need to.?
?If you would like to speak with us call Gary Wallach at 914-806-5853 or click?here?to email or click?here?to visit our website.
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Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY?10538
e-mail:?[email protected]
website: https://www.bgesgroup.com
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Driving under the influence
Drunk driving used to be the top cause of road deaths, but it's now third. Not to minimize the danger, we point out that nearly 10,000 people die every year in drunk driving accidents (the drunk drivers themselves but also the innocent pedestrians and other drivers that they kill).
The Centers for Disease Control and Prevention reports that 28 people die in a drinking and driving accident each day.
The bottom line: If you are going out and know you will be drinking, either appoint a designated driver in your entourage or call cab.