Right Horse, Wrong Jockey
There is a large disconnect that needs to be addressed for my business owners to understand how to make the best decisions when looking at their insurance spend.? At some point during a meeting with me you will probably tell me the many times that you have heard from someone call and say "I want an opportunity to quote your business and save you money." Given different circumstances you may have entertained them and found that there isn't much from a marketing standpoint they can do or even never hear back from them.? The truth of the matter is the fact that not many have taken the time to understand the modular market and not having the knowledge that there are only a select few carriers that operate in this space.? Simply because a broker may have been the first to get you into the right market and out of the general marketplace does not imply that they understand the specific needs of your business. This is where we use the coined phrase "Right Horse, Wrong Jockey."?
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Any mismatch between the carrier and broker can create issues in many different ways.? It's imperative that the broker's expertise and ability to understand your unique needs align with both your policy and your contractual agreements.? If a broker fails to communicate with the carrier on the true operations of your company then it can lead to misinformation resulting in failure to procure the right coverages that the business needs.? That is why it is so important to understand what resources are at your disposal when thinking about partnering to ensure they have the leverage to tackle the issues you face on a daily basis.? Insurance is a peace of mind tool but it only works when you believe and trust that captain steering your ship knows the roadmap for you to be successful.
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I'm always available and open for discussions on how we've been able to help our clients through this growing industry. My goal through partnering with your business is to have your faith in the specialized resources I can bring to the table and give the decision making power to you on how to carve actual dollars out of your insurance spend.? Peace of mind is not the easiest thing to come by these days but partnering with the right broker should allow one less thought when it's time to shut down and look forward to tomorrow. Excited to share ideas with you and discuss more opportunities to grow your business.