"Rich Dad, Poor Dad" by Robert Kiyosaki

With some excuse made, I was always into academic books and did not read much novels or books outside curriculum.

Lately pushed myself into a "???????? ?????????? ???? ??????????????". Googled where to start and I picked up one of the best sellers for decades "???????? ?????? ???????? ??????" by ???????????? ????????????????. Though it has been a controversial book, I found it interesting to complete in just 2 days (?????????? ?????????? ???????? ?????? ?????????? ????????).

The book breaks down into these main parts:

? Six lessons that the author learned from his "rich dad"

? Five obstacles people need to overcome to be rich

? Ten steps to getting started

? 12 to-dos to become wealthy

For now let us focus on the six lessons as they make up the majority of the book.

???????????? 1: ?????? ???????? ?????? ???????????? ?????????? ???????? ?????? ??????????. ?????? ???????? ???????? ?????????? ???????? ?????? ????????.

?????? Quote:

Buying or building assets that deliver cash flow is putting your money to work for you. High-paying jobs mean two things: you're working for money and the taxes you pay will probably increase. I've learned to put my money to work for me and enjoy the tax benefits of generating income that doesn't come from a paycheck.

???? ????????:

What a valuable concept! If a young person could read these ideas, internalize them and take action, they could become quite wealthy at a relatively young age.

???????????? 2: ????'?? ?????? ?????? ???????? ?????????? ?????? ????????. ????'?? ?????? ???????? ?????????? ?????? ????????.

?????? Quote:

You must know the difference between an asset and a liability, and buy assets. If you want to be rich, this is all you need to know. It is rule number one. It is the only rule.

???? ????????:

We're on the same page; invest in things that grow your wealth either producing income, appreciating or both. But yes there are a few thoughts difficult to take in, like he lists a personal residence as a liability.

???????????? 3: ?????? ???????? ?????????? ???? ?????????? ?????????? ?????????????? ?????????? ???????????????? ???????? ?????????????? ???? ?????????? ???????????? ????????????????????.

?????? Quote:

Keep your daytime job, but start buying real assets, not liabilities or personal effects that have no real value once you get them home. Keep expenses low, reduce liabilities, and diligently build a base of solid assets.

???? ????????:

It's not that he says to abandon your career, he just advocates using career income for the right purposes, to invest in assets and not spend it all on consumer products.

???????????? 4: ???????????????????????? ?????? ?????? ?????????????? ???????????? ???? ?????? ????????.

?????? Quote:

A corporation can do many things that an employee cannot, like pay expenses before paying taxes.

???? ????????:

The basic gist is that taxes kill most people and by forming corporations you can reduce taxes. This lesson was not so favorite of mine, bit scammy and shady.

???????????? 5: ?????????? ???? ?????? ???????? ??????????, ????'?? ?????? ?????? ?????????? ?????? ?????? ?????????? ?????? ?????? ????????.

?????? Quote:

Once we leave school, most of us know that it is not so much a matter of college degrees or good grades that count. In the real world outside of academics, something more than just grades is required. I have heard it called many things; guts, chutzpah, balls, audacity, bravado, cunning, daring, tenacity, and brilliance. This factor, whatever it is labeled, ultimately decides one's future much more than school grades do.

???? ????????:

Many people limit their financial results simply because they lack the fortitude to take action.?

???????????? 6: ?????? ???????????????? ?????????? ???????????????????? ???? ???? ???????????????? ??????. ???????????????? ?????????? ???????????????????? ???? ???? ???????? ??????.

?????? Quote:

I recommend to young people to seek work for what they will learn, more than what they will earn. Look down the road at what skills they want to acquire before choosing a specific profession and before getting trapped in the Rat Race,

???? ????????:

Developing skills on purpose, something that's extremely hard to disagree with.

?

????? ???????? ????? ?? ????????????? ???? ???????????????? ?????????????? ?????????? ??????? ???????? ?????????????????????? ??????????.?

?

? We all MUST Learn Personal Finance.

? The primary difference between a rich person and a poor person is how they manage fear. For most people, the reason they don't win financially is because the pain of losing money is far greater than the joy of being rich. Failure inspires winners. Failure defeats losers. "I can't afford it" shut down your brain. "How can I afford it?" opens up possibilities, excitement, and dreams.?

? We should develop a Broad and Valuable skillset.?

? If you want something, you first need to give. It is true for money, a smile, love or friendship.??

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? The tone brings a message that employees are Broke and Miserable which is not so pleasant.?

? If I pay myself first, I get financially stronger, mentally and fiscally. The point again is difficult to take in, how to pay myself first every time, is it possible in real life.

Share me your views if you have read the book ...