Revolutionising Cross-Border Payments with Wise.

Hello Fintech friends!

Welcome back to another edition of the Fintech Chatter Weekly Roundup. I've got an action packed week of podcasts to share with you.

2025 Predictions!

If you've listened to the show over the past 5 years, you might have figured I am rubbish at predictions. So this year I've enlisted the help of Danny Levy and the mighty Money20/20 for an exclusive look at their latest research on the Fintech Trends in Asia Pacific this year.

More on that later!

The Journey of Wise

"We're not trying to be a super app."

This weeks Fintech Leadership Podcast is Tristan Dakin Aus Country Manager for Wise .

Spotify

Apple

Web browser

We talk about the Wise mission to totally revolutionise cross-border payments. Tristan shares the complexities of instant payments, the genesis of Wise, and the company's growth in Australia.

Wise recently announced 1 million Aus customers with over $1bn in deposits. It's been a committed and meticulous journey to get there with Wise pioneering new banking licenses and working closely with Aussie regulators.

We also chat about Wise Platform - the embedded finance play taking the Fintech world by storm. With clients including NuBank, Standard Chartered and Morgan Stanley. Tristan shares the secrets to cracking the embedded finance puzzle! True fact, the genesis of Wise platform was their early partnerships with Monzo and Up

Tristan shares insights into the culture at Wise, the challenges of managing a country operation, and the importance of transparency in financial services. Finally we chat about the future of fintech in Australia and Wise's ongoing commitment to making cross border payments instant and cheap.

Chapters

00:00 Introduction to Fintech Chatter and Wise

01:15 Wise's Mission and Products

03:27 Challenges of Cross-Border Payments

07:09 The Complexity of Instant Payments

09:10 Wise's Growth and Market Presence

10:54 Wise's Centralised Infrastructure and Competitive Advantage

12:32 Australia's Unique Remittance Landscape

13:18 Tristan's Background and Attraction to Wise

16:25 The Role of Country Manager at Wise

17:55 Inspiration and Motivation in Fintech

19:43 Cohesion - What makes the Culture at WISE so Unique

26:51 Balancing Innovation and Regulation in Australia

30:18 The Future of FinTech: Trends and Innovations

2025 Fintech Trends with Money20/20

Danny Levy saves my bacon this year by joining me for an exclusive look at their 2025 Fintech Trends report. We discuss the BIG trends shaping Fintech in the region. We also share some massive opportunities that many Australian Fintech's could be missing out on.

You can download the report - https://asia.money2020.com/resources/2025-fintech-trends-whitepaper

I listened to the podcast again on my way in and one prediction has already come true! As we have seen with Deepseek this week, small teams with minimal resources are now able to compete with Mega Corporations and entire countries!

I also chat to Danny about this years Money20/20 Asia-Pacific event in Bangkok and their unique approach to fostering business and connections in Fintech.

"We want people to feel like rock stars." Danny Levy - Money20/20

You can listen to the episode wherever you get your podcasts and the links below.

Apple

Spotify

Web Browser

My Rant - New weekly show

If you follow my LinkedIn posts and like my week I'll be sharing Video/Audio versions every Monday. These 5-7 minute long rants will take a deeper dive into some of the posts I've shared recently.

Here's the first episode!

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With a proven track record in placing top executives in mission-critical roles, Tier One People is trusted partner for many of the world’s most recognisable Fintech brands.

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