RETIREMENT: COMMON CONCERNS

1. DEBT One of the major concerns in preparation for Retirement is the need for debt reduction. How can I effectively reduce debt while saving for Retirement, and avoid large taxation events at the same time? How do I establish resources for Early Retirement? How do I handle future major purchases in the course of Retirement without creating more debt?
2. MARKET EXPOSURE A second consideration is the level of Market risk you are willing to live with as you age---when is it too late for "make up" time? Several factors come into play here, such as how can I protect my savings and still hedge against inflation, where are the optimum places to grow money outside of Market exposure, or how much of my portfolio do I need to protect from Market adjustments?
3. TAXATION For those who have already minimized or eliminated debt and/or Market exposure, the focus is more on preservation of funds---keeping as much of your Retirement assets as possible. Consideration shifts to reducing taxation in Retirement, and how can those assets be passed on to heirs "tax free"? How does the recently passed Secure Act impact those efforts?

We have a System that will help you get answers to these questions and concerns, and it is not difficult, but readily attainable! Contact me for a free consultation.