Retire Once, On Time, And Well - WHY?

What are the best things your money could buy??

A life changing vacation??

Your dream car??

An unexpected gift that lights up the heart of a loved one??

I’ll offer an uncommon potential choice – time.?

Queen Elizabeth I is quoted as saying, “All my possessions for a moment of time.”?

Time is the essence of life.?

To the queen, all her antiquities and masses of wealth were worthless compared to more time.

What about you??

Most probably think it’s not possible to buy time. At the very end of our lives, we can’t trade our money or an extra year, month, or minute.??

But what if you could purchase an extra ten years of time well before the end of your life??

In this newsletter, I’ll be talking about:?

• The relationship between money, time, and energy?

• The value of practicing Strategic Synergy?

• The first step in building a powerful financial engine.?

What’s In Your Hand??

In our initial conversations with our clients, we ask a simple question.??

In one hand you have your time. In your other hand, you have all your money.???

Which is most valuable to you??

Invariably, the answer is time.

Then comes the next question: Which hand is being traded for which hand now??

Again, the answer is always the same: they’ve been trading their time for their money.?

It’s an understandable choice - you can’t take your time to the bank to pay your mortgage or to the grocery store to buy your food.?

But what could it mean for you to someday be able to work it the other way around – to trade your money for more time??

Is that possible??

The Flow of Resources

When are you hoping to retire??

Pause for a moment and hold that number in your mind.?

Now imagine you could do it ten years earlier. What would that feel like??

What would you now do with that time? How valuable could that be to your life experiences, relationships and impacts??

How would that be possible???

More money.?

Let’s look at that again. If you had enough money to retire ten years earlier, you can now trade money for time.??

The first lesson in trading money for time is to look for opportunities to do so. In the world of money management, this may be the most important lesson.??

To lose money unnecessarily out of your life is to waste time, which means you’re wasting life.??

Serious stuff.?

And it is easy to lose money. Most people will lose millions from their life without knowing it happened or how.? That’s a lot of potential time gone!?

That’s where strategic synergy comes into play.?

Strategic synergy allows you to see how various financial instruments and strategies affect your whole financial picture. Then it enables you to work those instruments together in a coordinated, integrated approach to maximize your potential.?

But money is just one personal life resource. The other two are time and energy.??

As you can see, all three can work together.??

Time can buy money. Time is money as the common saying goes.?

You now have the uncommon understanding that money can buy time.??

Time can also buy energy - physical, emotional, and mental.?

And energy can make time more productive and impactful, which can create more money.?

It’s a powerful flow of resources, each pulling from, feeding the other.?

Left on its own, the flow can steal more than it creates, leaving you with an increasing deficit. But when designed with intention, that flow can create surplus that builds and grows, building more reserves of time, energy, and finances in a perpetual cycle.?

Wow!?

How do you design that perpetual engine??

The Power of Saving?

Let’s start with the money resource.?

As mentioned earlier, most people lose millions of dollars over time without being aware of it.

What if that’s you??

One way to counteract that loss is to become an intentional and elite saver.?

Your rate of savings is by far more crucial to your success than your rate of return.?

It’s also more controllable.? And that can make it more challenging to manage.?

Consider a common structure that makes savings so hard.?

Paycheck gets directly deposited to a checking account.?

And what does the checking account get used for? Likely spending. It’s where the bills get paid from.?

And so, what has first dibs on your money? Spending not savings. And when you get a raise, your spending account has more money to spend.?

Now you have a lot of fatiguing decisions to make, like:?

• How much you can save?

• How much you SHOULD save?

• How frequently you can set it aside?

• Where will you set it?

• How to resist touching it?

And then exercise the willpower needed consistently enough to maintain the practice.?

That’s exhausting to do on your own.?

And even then, it is likely you won’t save all you had the potential to save.?

What if you could make saving your money a simpler, automatic, painless process??

How much better to have a system and structure that avoids primarily relying on budgets and willpower.?

Savings First?

Consider the difference in how your 401(k) is funded.? Straight from your paycheck. And when you get a raise, the funding automatically gets a raise.??

It works. And likely your 401(k) has the most money of any other asset. Not because of the rate of return or match. But because it gets funded before the money hits your spending account.??

Here’s the challenge: Can you create a similar mechanism for your total savings arrangement? How can you save automatically and spend intentionally???

Our clients have learned such a mechanism and have seen their savings rate grow exponentially over time!?

Strategic strategies, structures and proper coaching can ensure all your financial instruments are effectively working to minimize waste, inefficiencies, and loss.?

Money, time, and energy.??

These are the resources we have to nurture our precious relationships, create incredible experiences, and produce lasting impacts.??

Let’s not waste them.?

Would you like to know more about how to make those most of your personal resources??

Here’s three ways I can help you when you’re ready.?

1. Subscribe to our YouTube channel to watch more educational content.

2. Download our “Optimal Financial Wellness Scorecard” to do your own self-assessment.

3. Follow us on LinkedIn to stay current on our upcoming events.

4. Request a complimentary consultation to discover where you may be heading.

?#OptimalFinancialWellness #RetirementPlanning #FinancialPlanning?

2024-180603 exp 08/2026?