Resume of Mike Restivo of Toronto, Ontario, Canada

Proven Win-Win-Win-Win (company, employees, clients, prospective clients) Profit Skills:

Customer Service in retail, 40+ years in family grocery business

Technical Service and sales role 20+ years as field service computer technician, POS system designer and online PC support.

Communications, copy writing, Internet public participation for social advocacy since 1997.

Toronto Transit advocacy for 7+ years in Toronto Star newspaper comments section. Restivo Transit plan of 2014 (See plan in Restivo Media site. Inspired by Transit City Plan of Mayor Miller) remains in advance of present city planning (2020) 

Economic, Career Development advisory and financial advisory since 2014 on Restivo Media site (700+ of articles I have written on over 25 categories of subjects)

Over 6+ years, since 2014, advocacy on LinkedIn.com and Facebook.com

Leadership advocacy and immediacy of information provision over any other financial advisor or any other kind of advisor anywhere globally since the public inception of the Sars-CoVid-02 contagion in Toronto, Ontario, Canada Feb. 27, 2020

Virtual functions capability for any business: Marketing and Sales (supercharged on a proven motivational psychology and behavioural finance basis, Customer Service, Technical Service, Financial Advisory for Investment or Financial Planning (fee based only) and much more.

Google or yahoo search will confirm the above statements of fact.

Plus much more capabilities : Economic and financial analyst, multi-tasking, adaptive, immediate learning, more effective and immediate satisfactory results than any AI.

Multiple roles for the salary cost of one person, without associated office expense, in a most economical capital investment for the benefit of any businesses’ stakeholders (stockholders, all employees, present clients, future clients).

Do not pass up beneficial opportunities and responsibilities to the corporation, stockholders and clients at large through indifference, community disengagement and unpreparedness:

Mike Restivo cultivates and maintains all clients as self-managed under the rubric “An informed client is the best customer”. This strategy permits scale of advisory to 1,000+ per advisor, nation wide, acting as backup and second source of advice while the client does all the self-management of their financial plan, itself advisor approved.

Mike Restivo is super-abundantly capable to train, coach and sustain financial advisors to perform likewise. Thus the admonition not to leave billions of dollars and benefits to clients on the economic table due to indifference is a very real and practical advisory.

Contact Mike Restivo now to properly fulfill fiduciary and stakeholder responsibilities and extra sustained billions of dollars annual corporate gross revenue for optimal outcomes now and going forward.

Contact Mike Restivo with serious employment offer as employee or consultant to optimize client benefits and service new customers to best mutual profit, savings and satisfaction 24/7/365. 

416-423-6069 (9:00AM to 6:00PM daily)

[email protected]

Direct Message Mike Restivo on LinkedIn.com

Financial Education Period: Feb. 9, 2007 – Present 

I have almost completed the credentials for the professional designation of Chartered Investment Manager (CIM) of the Canadian Securities Institute.

I have almost completed the credentials for the professional designation of Certified Financial Planner (CFP) of FP Canada .

Enrolled in the Canadian Securities Course (CSC) and the Conduct and Practices Handbook (CPH), Apr. 4, 2019. In progress, to fulfill the licensing requirements of IIROC.

Successfully passed the Fundamentals of Financial Planning June 27, 2019.

Successfully completed the required courses for the Certificate in Advanced Investment Advice in July 1, 2019.

In 2013, I successfully completed the Investment Management Techniques course, which extends the validity of the Canadian Securities Course (CSC) and Conduct and Practices Handbook (CPH) Course previously successfully taken until 2015.

I successfully completed the Enhanced Suitability for IIROC Advisors (Supervisory) Final Quiz, on the first attempt, Oct. 28, 2012 and the Enhanced Suitability for IIROC Advisors (Retail) Final Quiz on the first attempt, Oct. 28, 2012, which jointly and severally coupled with the successful completion the Investment Management Techniques course, will extend the validity of the Canadian Securities Course (CSC) and Conduct and Practices Handbook (CPH) Course previously successfully taken until 2015.

I am enrolled in the IIROC Voluntary Continuing Education Program (Continuing Education Compliance Course), Oct. 25, 2012, the successful completion of which, with the successful completion of the Investment Management Techniques course, extend the validity of the Canadian Securities Course (CSC) and Conduct and Practices Handbook (CPH) Course previously successfully taken.

I successfully completed the required courses for the Certificate in Financial Services Advice in Sept.10, 2012

I successfully completed the Financial Planning I course of CSI, Sept. 10, 2012.

I successfully completed the Mortgage Standards Course July 29, 2012 with a mark of 77% on the first attempt.

I am enrolled (since June 25, 2012) in the Financial Planning I course of CSI. I am working towards the Certificate in Financial Services Advice and the Professional Financial Planner Designation.

I am enrolled (since June 25, 2012) in the Investment Management Techniques course of CSI. I am working towards the Certificate in Advanced Investment Advice and the Chartered Investment Manager Designation.

I successfully completed the Personal Financial Services Advice (PFSA) course of CSI on May 15, 2012 with a mark of 80.1% on the first attempt.

I am enrolled in the online Mortgage Standards Course May 9, 2012

I successfully passed the Ontario Mortgage Agent online course May 4, 2012 on the first attempt.

I am enrolled (since Mar. 27, 2012) in the Ontario Mortgage Agent online course of the Canadian Association of Accredited Mortgage Professionals.

I am enrolled (since Jan. 19, 2012) in the Personal Financial Services Advice (PFSA) course of CSI. I am working towards the Certificate in Financial Services Advice and the Professional Financial Planner Designation.

I successfully passed the Conduct and Practices Handbook (CPH) course exam of CSI May, 2009, on the first attempt, and received the certificate of successful completion.

I successfully passed Part Two exam of the Canadian Securities Course (CSC) of CSI Jul., 2007 on the first attempt and received the certificate of successful completion.

I successfully passed Part One exam of the Canadian Securities Course (CSC) of the Canadian Securities Institute (CSI) Apr., 2007 on the first attempt.

Mike Restivo LinkedIn Profile

I post my essays on finance, economic and business matters at my web site:

Restivo Media

Employment Period: Jan. 2, 2010 – Present

Company:   Restivo Wealth Management (2010), division of Microtronics Co. (1986)

Title:           Chief Executive Officer and Owner

Duties:

Restivo Wealth Management Co. exclusively manages the equity portfolio, the option portfolio, bond portfolio and real estate portfolio of Michael Restivo only.

Education Period: Sept. 1999 – Nov. 2002

School:          University of Toronto

Graduated as 4 yr. Honours Bachelor of Arts Degree with a major in Philosophy and a major in Religious Studies.

Education Period:  Sept. 1978 ? May 1980

I attended Centennial College of Applied Arts and Technology in Toronto, full time and graduated as an electronic technician in digital electronic technology. At the same time, I obtained additional data processing credits through evening credit course participation to serve as a minor in data processing.

Employment Period: Jul. 2, 2006 – Nov. 2006

Company:          Home Depot Canada Inc.

Title:            Sales Associate

Duties:

As part of the sales team in the tool rental department, I suggest the right tools for the job for “do it yourself” customers and provide just the requested equipment for contracting professionals. Sometimes I recommend a purchase in lieu of a rental as more cost effective than renting for “do it yourself”, home maintenance and hobbyist applications, depending upon their expressed needs. I open rental agreements with customers and add line sales items where applicable, especially consumables like abrasive sheets, fasteners and cleaning fluids.

At rental completion I close the agreement and enter it into the POS system for payment by credit/debit card, cheque or cash. I present all the paperwork for the customer’s signature and deposit the store paperwork in my cash drawer and closed agreement file respectively. I also accept calls from customers who are seeking equipment to rent and ask if it is in stock or just ask for advice as to the appropriate tool to use. I assist the customer in loading and unloading their rental tool(s) where applicable, such as concrete breakers and floor sanders.

Employment Period: Sept. 1986 ? 1999

Company:          Microtronics Co.

Title:            Proprietor/Microcomputer Technician

Duties:

I designed a point of sale (POS) retail/restaurant system (local area network) and restaurant management software by which IBM compatible microcomputers can be used as electronic cash register (ECR) terminals and sales and inventory management can be performed, in real?time, at the “back office”. According to my satisfied clients, these products increase efficiencies of operation and deter theft or over portioning of food/beverage. For ten years, I also serviced a small number of loyal accounts for CASIO brand ECR repairs, programming and paper rolls/ink ribbons supplies with such timely response as to minimize downtime. In addition, I worked for six years as the sole microcomputer field service technician for Microcell Systems Ltd., applying my own cellular phone as the linchpin of rapid response on-site service. My field and bench service experience is at the board and mechanical sub-assembly level with Hewlett-Packard, Sharp, Panasonic and Nec Silentwriter laser and LED printers.

Employment Period: Oct. 1985 ? Sept. 1986

Company:         Cash Register Supplies Ltd.,

Title:            Technical Service Representative

Duties:

I repaired, with under 1 hour response time, and programmed ECR’s at the customers’ site and/or in the company shop, to the component level. Where possible I provided courtesy units to keep customers? operations running smoothly. Additionally, I installed new ECR systems and cabling and provided phone?line/on?site customer training. Customers appreciated that my reliable and informative expertise was only a free phone call away.

Employment Period: Aug. 1984 ? Oct. 1985

Company:           Casio?Mobex?Irwin Ltd.

Title:        Electronic Cash Register/Microcomputer Service Technician

Duties:

I acted as the sole technical specialist for the ECR and Point of Sale division of Casio?Mobex?Irwin Ltd., under the national service manager of Irwin Toys Ltd. I was also the product trainer for CASIO ECR dealer/servicers at the Toronto office. I continued with my previous duties as described later. The company was pleased that my service department was consistently ranked high both in customer and reseller satisfaction, but also in efficiencies of operation. Solely responsible for parts ordering, I applied my hands-on and computerized inventory control methods to good effect. When the company lost almost half of its dealer base, it was particularly appreciative that my dealer support efforts, including notes and advice, served to prevent forfeiture of the CASIO distributorship.

Employment Period: June 1982 ? Aug. 1984

Company:          Casio?Mobex Ltd.

Title:             National Service Manager, all divisions

Duties:

I repaired printed circuit digital logic boards to the component level, modified logic boards per factory specifications, and instituted additional revisions to the logic boards as required to enhance product features or overcome design inadequacies. I performed printer and ECR repairs requiring excellent mechanical/visual skills, including micro?soldering surface mount very large scale integrated circuits using techniques of my own design which I taught to the dealer base for their benefit. I managed the ECR parts and technical/programming manuals inventory and had purchasing authority to maintain proper inventory levels. As a trusted employee, I possessed keys to both buildings and was responsible for setting the alarm system and was one of the two key men to be notified in case of intruder alert.

Employment Period: May 1980 ? June 1982

Company:          Victor (Canada) Ltd.

Title:            Technical Service Representative

Duties:

I repaired electronic calculators, electronic cash registers, and sold business equipment ribbons and paper rolls, all at the customers’ sites. I performed repairs, to the component level, at the Toronto office. Finally, I programmed ECR’s on site, in the company shop, and via telephone for customers.