Resolving the New Year Resolution dilemma, with Piguet Galland
Vanessa Neil, CWMA
Private Banker | Advising, empowering and interconnecting remarkable people to help them achieve their financial goals
Would you like 2018 to be the year when your New Year’s resolutions last longer than the festive leftovers in your fridge or do you fear that your objectives may (yet again) be the source of frustration rather than satisfaction?
In periods of challenge and change, whether personal or professional, this time of year offers us a fantastic opportunity to think through, and focus on, our goals for the coming months…
“You gotta have a dream,
If you don’t have a dream,
How you gonna have a dream come true?”
These famous lyrics from the 1949 song “Happy Talk” (written by Rodgers & Hammerstein for the musical “South Pacific”) have inspired artists from Ella Fitzgerald to Captain Sensible. For the team at Piguet Galland, this refrain actually reflects our “raison d’être”; with our unique, holistic approach we not only enable our clients to achieve their life projects, we also help them to define their goals and ensure that they build their projects on solid foundations, so that their success may truly surpass their dreams.
No one would expect a builder to start work on the roof of a house before constructing its walls; nor would one expect him or her to work in isolation, but rather to involve experts in various related areas (heating, windows, doors…). So this year, to ensure the successful achievement of your resolutions, before you start work on, or even list your goals, maybe you should think more deeply about the construction program you are launching into and the expert advice you will need to complete it successfully.
Financial planning in uncertain times is particularly complex, requiring specific, personalised methodologies and input from multi-disciplinary experts; because our clients recognise this, 2018 will be a year when many seek and recommend the support of the Piguet Galland teams during periods of professional reorientation, transition and relocation.
Statistically, people who work currently change jobs about 12 times during their career (once every 3 years on average); this means that in any given year approximately 30% of the working population is dealing with new professional goals, a total redesign of their professional positioning or even launching a major entrepreneurial project.
On a financial level, the way one work contract ends and a new professional commitment commences has potentially far-reaching personal and family implications, notably:
- Income streams / expenditure,
- Savings,
- Taxation,
- Loans,
- Retirement / pension planning,
- Health insurance,
- Life insurance,
- Education,
- Investments,
- Housing…
So before you set your New Year’s resolutions for 2018, let’s talk; at Piguet Galland we’ll deploy our unique methodologies and introduce you to a full range of experts to meet your specific requirements, ensuring that this is the year when your dreams really do come true…