Are Renewals Taking Too Much Time and Energy and Making Your Clients Mad???

As an Employee Benefit Agent, what is your number one issue?? There are several from which to choose; Claims –that's really just part of the business, Billing, Carrier Service, all issues we must deal with, but they are not normally ‘deal breakers.’

Mine, and probably your major issue is renewals!? Especially the 10%-15% trend increases given to ‘good’ groups. Your clients are upset and want change, even though the BUCA’s are all within pennies of each other, we can only recycle them so often.

Your customer’s chief concern is cost. They cannot and will not sustain unjustified annual increases and we certainly don’t want them shopping agents!

The answer?? ABG can help, not eliminate but mitigate many of these issues. As a known GA, we work with carriers and TPA’s whose creative and innovative thinking go beyond the norm. A commonsense approach that many won’t pursue.

We cannot totally prevent large claims that affect trends, nor employees lack of healthy nutrition, lack of exercise or lifestyle changes, but there are things we can do.

?One small example; we all know that the average American today does not have $500 in any given month to spend toward basic healthcare.? Therefore, the result is the vast majority of Americans put off small claim issues today that become major costly claims tomorrow.? Everybody loses.? One of our solutions… Eliminate deductibles, copay's and out of pocket expenses, encouraging employees to seek early detection and preventive care, avoiding catastrophic losses.

Sound good? But sound impossible? Contact us and we will show you how all this works…and yes with an A rated carrier.