RECENT College/HS GRADS Feeling TRAPPED: You are YOUR own WORST enemy: how to ESCAPE Financial Terrorism

If you're a millennial or member of Gen Z (age 18-34) & are struggling to achieve the "American Dream" (yes, it still exists) due to crippling debt that you've never managed to escape (not because you're incapable) but for all your postgraduate higher education: the system FAILED you.

Sounds like MUSIC to your ears right? To have a scapegoat; knowing full well that your forced decision to move back home with your parents is "embarrassing" let me first start by addressing this stigma, then address the problem that led to then, ultimately, the solution to the stigma:

FIRST OFF: IT"S NOT A STIGMA! A recent study by the Economist revealed that more than 1/3 of college grads move back in with their parents, not by choice, but by systemic & constant FINANCIAL TERRORISM leading to a gridlock -- ultimately preventing you from moving forward with your life & accomplishing whatever you set out to do.

You're pissed. I get it. You did everything right...never got in trouble, played by all the rules & got good grades. So why the !@$% are you struggling?

The answer is rather simple (and what I'm about to say is strictly conjecture, though very controversial) but with the exception of those seeking a license for practice(i.e. J.D. or M.D.) COLLEGE == COLOSSAL WASTE OF TIME!

KEEP READING CAUSE THIS POST IS LONG AND FILLED WITH CONTRADICTIONS AND PARADOXES/IRONIES AND ... BEAR WITH ME!

The fact of the matter is, we live in the digital era. There isn't a single thing you cannot teach yourself if you have the focus, drive, and will to do so. Infact (speaking strictly from personal experience) self-education has been more fruitful than any form of higher education I've ever received.

1) FREECREDITREPORT

2) INCOME BASED REPAYMENT NO FORBEARRANCE

3) NO CREDIT CARDS

4) SAVING CASH = LOSING CASH

5) CREATE DAILY / WEEKLY / MONTHLY / YEARLY GOALS

Now I feel this is a massive dilemma for American growth & innovation for several reasons; which I'll get into...but foremost:

This article was difficult to publish because it's truly walking a tight rope between teaching you to be smarter about your finances while warning you about shills & simultaneously encouraging competitive opportunistic consumerism; free-market capitalism, what makes the "American Dream" so intoxicating & why we pursue it.

• So the answer is really not that complicated: if you're a disenfranchised, disgruntled individual who's been failed by our education system (not surprising -- remember USA == #1 in education post WW II.

Today? #34....as the world's powerhouse economy & leading innovator among the world's developed nations.. this is a problem for more reasons than the obvious...because it's a direct correlation between many other problems we see in American society today & the solutions proposed to solve them i.e. healthcare, the subprime mortgage crisis, $3 trillion student loan bubble (this terrifies me the most -- though I'll get into it in another publication)

Not to mention our electoral process, who we vote for...education is important for so many reasons. It's not that your schools have failed you. It's moreso that you've failed to make them work for you. We (those born between 1984-2005) are too CODDLED. We are LAZY (sorry jake) and even though I love PewDiePie (sorry Felix!) taking 30 days off to go on "break" from "work" is not considered a vacation when your career literally consists of you reviewing /r/LWIAY (SHOUTOUT - GO CHECK IT OUT !! it's HILARIOUS!) & essentially making daily videos where you are pursuing your biggest passions in life like memes, video games, or just interacting with your fanbase which is something very little can relate to but those doing it have their ego inflated even moreso.

Don't misconstrue this as hating...he's without question the most articulate and funnest youtuber to watch.

So I will give him & all other youtubers credit for the work they do outside the preparation for their "work" but I hate to break it to you...your great grandparents are rolling in their graves now knowing what constitutes a "career" these days.

Why this is relevant? Why I'm bringing up the topic of YouTubers? It's just an umbrella term for Influencers in general. These are the most dangerous/powerful people in the world. People often point fingers at Jack & Mark for their social media platforms, or at Steve Jobs for ushering in a smartphone revolution -- these are just scapegoats.

<--- This is not A BOAST. It's a pic to substantiate my claims to all you "who the f are you and where do you come off giving philosophical / financial advise -- what the hell have you done?

Look at the year. 2017. So forget the amount -- just know that I am the real deal; grew up with a cliche single mom section-8 foodstamps & remember many nights without power/boiling tubs of cold water on the stove so we can take a shower -- you get the point.

Some more evidence for you skeptics...(will edit on my smartphone)

There's a mantra I live my life by called "radical openmindedness" and its basically summed up in this video:

I implore you to watch this keynote speech by the late David F. Wallace; it changed my perspective on life...it will help you understand where I'm coming from.

• If you have your health, stop making excuses.
• I uplifted myself despite all odds against me. So can you. BUT ITS NOT EASY. IT takes PATIENCE, HARD WORK, MOST IMPORTANTLY: SELF-REFLECTION!!

Twitter, Facebook, even this post right here (everything is intended to rack up eyeballs) because with more eyeballs you can produce more content & have more time as you generate revenue and don't need to divert more time to other nonsense.

I know I sound like a hypocrite, seeing as how I just hired a social media director & am aggressively fixated on ramping up my social media presence 10,000% as we transition into Q2....but as I've said many times before, the world is not black in white. Not all Youtubers/Influencers are bad. Infact, if you reread what I said..I never said they were bad at all. I said they were dangerous in the same way that nuclear fission is -- *relax, this is just an analogy; wait for me to get to my point*

Newton's 3rd law applies not only to physics but philosophy as well. I often wonder if he knew this when he first developed & tested his hypothesis. What do I mean? Let's take nuclear fission. For every action there's an equal or opposite reaction. What do we know about nuclear energy?

• It's the cleanest, most effective way to end our addiction to fossil fuels, can power entire cities with nominal carbon emissions, can effectively help solve the global warning/climate change crisis.
• It can also be used to cause a nuclear holocaust...literally as the blast radius of Russia's most powerful nuclear weapon to date:
• Russian Federation's RS-28 Sarmat, nicknamed 'Satan 2' (now this is not confirmed so don't take my word for it -- personally I'm universally skeptic & radically open minded.

The Satan 2 supposedly has a blast radius big enough to take out the entire state of Texas***

WIKIPEDIA GETS A BAD RAP FOR NO REASON IMHO; IF YOU FOLLOW MY CODE OF CONDUCT, WHICH IS THE LAW OF 3S (AN EXCUSE I MAKE TO JUSTIFY MY BORDERLINE CRAZY OCD THAT MAKES ME DO EVERYTHING, EVEN WRITE THIS SENTENCE, IN RITUALS OF 3S. PEOPLE LIKE TO MAKE THINGS SOUND MORE COMPLICATED THAN IT IS AND THAT'S WHY YOU'LL SEE TOPICS DISCUSSED THAT ARE OVER COMPLICATED WHEN ITS JUST AN INSECURE DUDE/WOMAN TRYING TO 'GAS' HIMSELF/HERSELF UP. EXAMPLE: SANITATION ENGINEER. SOFTWARE ENGINEER. MANY PEOPLE HAVE NO IDEA THAT THOSE 2 FIELDS ARE LITERALLY HYPERBOLIC DESCRIPTIONS OF WHAT IS ESSENTIALLY BROKEN DOWN INTO 2 SIMPLE WORDS: A JANITOR. A CODER/PROGRAMMER.

AGAIN, I DIGRESS.

***READ DESCRIPTION FOR DISCLAIMER.

SIGNUP TO MY BINANCE USING MY EVEN REFERRAL AFFILIATE -- 50/50 kickback something no one else will give you with their referral links!

NOW LET ME BE A FREE-MARKET HYPOCRITE & SHILL MY OWN CONTACT INFO IN THE MIDDLE OF THIS PUBLICATION, THOUGH ATLEAST ITS NOT AN AD, IF YOU ENJOY THIS CONTENT PLEASE STAY TUNED AND CHECK OUT MY OTHER PROFILES ON TRADINGVIEW/STOCKTWITS/TWITTER/LINKDELN/STEEMIT & 10,000% MORE TO COME!

Also don't forget my TradingView Publications!

Yes I know what I just did... that's a contradiction, paradoxically hypocritical egocentric & developmentally retarded, insecure genius. Keep reading...it'll make sense in a minute.

https://twitter.com/a1mTarabichi/status/1191409158421143552

If you support my work and/or advise and want me to continue to keep providing free content with the limited time I have ... please don't be shy & shoot me with a tip! If you need a reason -- think of it as helping others as every donation or tip i've ever gotten (all $15 of it *smh*) over the past half decade has always gone to benefit the same 3 NPOs Ive been working with to spread awareness/make donations and save lives since as early as Q314.

Shill VS. PROMO

• Don't be afraid to promote your talents & be compensated for them if you're willing to divert your own time/resources to help others -- its a noble cause & ya gotta eat!! I'll say it again! Do not misconstrue the shill with the promo.

The Trevon James & Jake Paul vs. CryptoDog & Real_Crypto (shoutout)

Now don't get it twisted.

1. Q: What's the first rule of hustling?
2. A: SUPPLY / DEMAND

Capitalism is not something to be afraid of. Many younger folks tend to think (me, at 29 years old, used to feel the same way in my late teens/early 20s) that there's something inherently evil & pernicious about this 'dog eat dog' mentality we have in a democratic, capitalistic/free-market global economic infrastructure.

They're not entirely wrong neither...look; the reason why Marx's Communist Manifesto is so appealing to the fringe far-left is because it's not feasible/plausible or practical in the world we live in. So yes you heard it here first from your favorite fiscally conservative, socially liberal, culturally moderate wizard:

COMMUNISM IS PERFECT IN THEORY. IMPOSSIBLE & FLAWED IN PRACTICE. MANY PEOPLE THINK MARX'S VISION FOR A COMMUNIST WORLD IS NO DIFFERENT THAN A POWER GRAB. NO. THAT'S NOT COMMUNISM (AS DEFINED BY MARX) & NOT EVEN LENINSM WHO SAID HIMSELF THAT THE END GAME FOR THE NEWLY ESTABLISHED SOVIET EMPIRE WAS FOR ITS CENTRALIZED GOVERNMENT TO "WITHER-AWAY" AS WRITTEN BY MARX WHEN HE INITIALLY PROPOSED THE IDEOLOGY.

THE PROBLEM WITH MARX (OR RATHER THOSE LIKE LENIN/TROTSKY, AS MARX HIMSELF COULDN'T HAVE ANTICIPATED THAT TWO ZEALOUSLY ACADEMIC RUSSIANS WOULD LITERALLY ATTEMPT TO IMPLEMENT HIS IDEOLOGICAL THEORY OF A UTOPIAN SOCIETY & IMPLEMENT IT INTO A 'PERFECT WORLD' AND THAT'S WHERE LENIN/TROTSKY CAME IN: THEY WERE THE ONES WHO PROPOSED A HIGHLY CENTRALIZED FORM OF GOVERNMENT SO THAT ESSENTIALLY, LIKE A DEATH SPIRALING CHART, THE POWER OF THE CENTRAL GOVERNMENT DECREASES SYSTEMICALLY & IS SCALED TO MATCH THE RATE IN WHICH THE MASSES WERE ABLE TO ACCLIMATE TO THE RULES IN WHICH MARX THEORIZED:

True communism in Marx's eyes is not only impossible/impractical...one could argue it's a bit of a childlike fairytale to ever think that a system of governance with no government could ever exist. Like, forreal? The whole idea was that everybody would get what they put in. You receive an equitable share that's valued based on the amount of work you do. In other words, a "fair" economy. That won't work and never can work because human beings ARE GREEDY OPPORTUNISTS AND LIFE IS NOT FAIR AS PEOPLE ARE NOT FAIR. THAT'S IT. THAT'S THE REASON COMMUNISM IS NOT PRACTICAL. NOW THAT THAT'S OUT OF THE WAY LET'S FOCUS ON WHY FREE MARKET CAPITALISM IS AND ALWAYS WILL BE THE SINGLE GREATEST FORM OF GOVERNMENT (WITH DEMOCRATICALLY ELECTED OFFICIALS AS THE POLITICAL ARM, IN CONTRAST TO A GLOBAL FREE-MARKET ECONOMY AS THE ECONOMIC ARM) IT HAS, IN EST. 200 YEARS, SINGLE-HANDEDLY UPLIFTED MORE PEOPLE FROM POVERTY THAN ANY OTHER FORM OF GOERNMENT IN THE ENTIRE HISTORY OF THE WORLD.... THERE'S A REASON IT WORKS SO WELL. COMPETITION SPARKS INNOVATION: BY PINNING EVERYONE AGAINST EACH OTHER YOU'RE EMBOLDENING CREATORS & WORKERS TO BE THE BEST VERSIONS OF THEMSELVES IN A SORT OF DARWINIST LIKE PHILOSOPHY.

Now some people think that's cold...well this is the real world. As former President Obama said himself during his warning to the DNC about the "circular firing squad"-- do not issue purity tests and shame people who aren't SJWs.

Respect those who have different opinions & philosophies than you because, well, the world is messy" and "we don't need to get more woke voters, they're already on our side, we need those work under unions & care about our values.

• Their healthcare.
• Their 401Ks.
• Just because a system is flawed, doesn't mean you need to upend the entire system.
• (quotes are paraphrased from Obama's speech in Germany) though my sentiment is targeted at the AOC's of the world who think that this solution of a "green new deal" & causing an economic/political/cultural revolution is the solution we need to what? ORANGEMANBAD? You fking serious?

No. The solution is compromise. IF a system is failing you, whether it be our political or economic or even educational system; then it's simply because you didn't have the tools to work the system and make it succeed for you.

When I hear my fellow milennials/gen Z kids complaining...I can already hear the rebuttal "well how are we supposed to work a system and make it succeed for us if we weren't given the tools blah blah blah...the system should've provided them & that's where it failed us..."

I will tell you when I hear that all I hear is this:

1. MAN UP.
2. WOMAN UP.
3. STOP BLAMING OTHERS, EVEN IF YOU'RE RIGHT, SO WHAT? IT'S DONE. YOU MAY BE RIGHT.

YOUR DAD LEFT YOU, YOU WERE IMPOVERISHED, BROKE, YOU DIDN'T HAVE AN EDUCATION & BLAH BLAH. MY DAD BAILED WHEN I WAS KID. I GREW UP ON HOUSING & SECTION-8. I NORMALLY DON'T LIKE GARY VEE BECAUSE I PERSONALLY DETEST WHEN PEOPLE WHO HAD GREAT OPPORTUNITIES (REGARDLESS OF THE FACT HE WORKED HIS ASS OFF..WHICH I'LL GIVE HIM CREDIT FOR) BUT INHERITING ANYTHING (IN HIS CASE, A $1MILLION DOLLAR WINE STORE) DOES NOT MAKE YOU A SELF-MADE MAN.

THERE IS A DIFFERENCE BETWEEN INHERITED WEALTH & ACCUMULATED WEALTH. BUT WHEN PEOPLE GO TO THE TED TALKS & HEAR GARY V SAY SHIT LIKE "YOU HAVE TO HUSTLE TO BE LIKE ME" HE'S ONLY PART RIGHT...THOUGH HE'S NOT THE RIGHT PERSON TO BE GIVING THE TALK.

if i'm going to listen to a fucking Ted Talk about success & entrepreneurship, i don't wanna hear about it from some prick who inherted money then used that money to make a fortune. I'm not interested in Gary V. I want to hear Sean "P Diddy" Combs, I wanna hear JAY-Z. These people are VASTLY MORE inspiring & VASTLY more qualified to give economic & life advise than some meathead like him...and i'm not hating on him as a person -- he helps A LOT OF PEOPLE and for that I commend him very much so. I'm just hating on the notion that he practically screams at his viewers for using scapegoats and blaming others for their success while simultaneously having a trampoline & financial safety net that his father's wine store provided for him which gave him the tools to carve his own success. So I'm not belitting his accomplishments, success, or wealth; nor disparaging his ability to give phenomenal life advise. I'm simply saying that if you're a 13-year old orphan trapped in a ghetto somewhere in an inner-city (again, not identity politics, this is class, so forget about race/ethnicity; though this is predominately and disproprtatinly an ethnic minority problem...NEWSFLASH: people who grow up in the hood are at a disadvantage. That's where this whole "white privilege" concept is lost on me. Take Eminem for example. He was white. He grew up in the hood. What did he do? I think EBRO said it best in his tweet:

WITH ONE MAJOR EXCEPTION: REPLACE THE "BLACK PEOPLE" WITH "POOR PEOPLE" AND I AGREE WHOLEHEARTEDLY. THIS IS NOT IDENTITY / RACIAL / SJW BS. THIS IS ECONOMICS. IN THIS CASE, MICROECONOMICS. MY POINT IS BEST EXPLAINED IN MY STEEMIT ARTICLE FROM A WHILE BACK:

HERE'S A GREAT EXAMPLE OF PROMO/MARKETING YOUR BRAND VS. SHILLING / GREEDY OPPORTUNISM.

See how I nonchalantly slip in a referral link FOR an affiliate where I'll receive a benefit BUT MORE IMPORTANTLY you'll receive a BIGGER one -- the link is ALSO tied into new user signups for a well known MCO crypto.com platform -- but I'm not going to just ask you to signup without providing anything in return... The link prior was a steemit article that took A LONG time to write and offers valuable insight + info about finance/crypto.

SO the layup is the article, showing/providing free content...the promo is the referral link (which is important -- your link must be tied to the layup otherwise you're promoting something without offering anything.

I IMMEDIATELY want to know :

YOUR BACKGROUND (NOT IDENTITY POLITICS, BUT YOUR CLASS) WHERE DID YOU GROW UP & HOW MUCH MONEY DID YOU HAVE... IF ANY?

YOUR FAMILY HISTORY

YOUR CIRCUMSTANCES/CONTEXT & MORE...

I'm not telling you there's something wrong with advertising a product or service you believe you worked hard to earn/learn/obtain and want to share with the world. I'm telling you there's a fine line between being a good promoter & entrepreneur vs. a straight up greedy scumbag.

I also understand that a man/woman's gotta eat! This is why I wanted to emphasize the importance of building a brand...social media marketing. We live in an exciting time where you yourself are a product/service:

See what I did there? I offered another interruption...a reminder to stay healthy/promotion, but one that's not benefiting me at all...one that benefits yourself, and should be common sense. This reveals that I have good intentions & this is not because I'm angling or working a con to have good intentions -- it's because I LITERALLY have good intentions =)

My entire life and persona is a paradox. I may be bipolar. It is what it is. C'est La Vie. I've accepted it. So get used to it. or don't. That's who I am. If you're new to any of my content -- get used to it (or don't) and if you aren't, you're probably already used to it by now and I love you for taking the time to read it (as it is all for your benefit) but if all these time invested free publications/opeds/articles/ta/everything i do helps even 1 person...it's worth it IMHO.

Welcome to the enigma wrapped in a paradox enfolded in a riddle of hypocrisy -- aka my life.

And with that...let's move on.

In 1933, Munich Germany; a renown physicist (a community that was very small & almost like a clique at the time -- Einstein among them) as before the rise of fascism(which I"m not going to get into to..trying to stay on topic here) but much like Silicon Valley is our tech center, Detroit is our GM center & John Hopkins is the leading center for medical research... Munich was to astrophysicists & chemists alike the spot to be at the time; it is where Einstein developed the Theory of General Relativity (which again, not to go off track, is no longer a theory...

*FUN FACT* when the black hole picture was first taken it effectively proved the space-time continuum question in General Relativity thus making it no longer a theory but now "Einstein's General Relativity" as it has been proven. ..we had no actual evidence that space & time were connected until we saw this...

TO THIS DAY I OFTEN HAVE THIS RECURRING DREAM WHERE I'M SEEING THIS GODDAMN IMAGE (AND THE MANDELBROT THEORY IMAGE) OVER AND OVER BUT LET ME GET BACK ON TOPIC BEFORE THIS TANGENT TAKES US TO M87...FFS.

THE CATCH-22 OF WANTING TO LEARN TO BE FISCALLY RESPONSIBLE IS YOU HAVE THE TREVON JAMES, THE JAKE PAUL, THE SHILL, THE GREEDY LOWLIFE WHO WILL PITCH YOU A SERVICE THAT MAKES IT SOUND TOO GOOD TO BE TRUE, WHEN MORE OFTEN THAN NOT IT'LL LEAVE YOU....

More often than not...if it sounds too good to be trtue, it usually is; they're after their own interests, which is fine (to an extent) but there has to be a line...especially if they claim the moral highground...then they are exercising the upmost pinnacle of hypocrisy.

Ultimately they are lining their pockets while leaving you...