RBI EXTENDS MORATORIUM ON LOAN INSTALLMENTS


Dated 22.05.2020 : On March 27, 2020, the RBI permitted all commercial banks (including regional rural banks, small finance banks and local area banks), co-operative banks, all-India Financial Institutions, and NBFCs to allow a moratorium of three months on payment of instalments in respect of all term loans outstanding as on March 1, 2020.

In view of the extension of the lockdown and continuing disruptions on account of COVID-19, RBI has decided to permit lending institutions to extend the moratorium on term loan instalments by another three months, i.e., from June 1, 2020 to 4 August 31, 2020. Accordingly, the repayment schedule and all subsequent due dates, as also the tenor for such loans, may be shifted across the board by another three months.

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