Rate vs. Execution!

With Mortgage Rates being at their highest level in almost twenty years, every eighth of a point matters towards monthly payment. However all too often potential home buyers become enamored by a lender that publishes an exceptionally low mortgage rate and not focus on what is most important: executing on getting a transaction to the closing table! The rate does not matter if the lender can not get a file to closing in a timely manner, with little to no stress & any extraneous costs/fees do to unnecessary delays. A potential buyer is better off working with a mortgage professional that comes highly recommended & with a proven track record of efficient closings. Even if the rate is slightly higher than what others are claiming to be, getting a loan closed is the most important aspect of any transaction!