Protecting Yourself This Summer
Tammy Brown
Passionate Insurance Advisor invested in protecting your family and business from the risks of everyday life.
Close your eyes for a minute. I want you to imagine the wind blowing in your hair, you smell the lake water, you're out on the boat, you're enjoying yourself, and then, oops, you run into another boat. Or, oops, your engine dies on you, and all of a sudden you're stuck out in the middle of the water.?
Rules and Regulations
What I'm here to talk to you about today is how to properly protect yourself for all those fun water toys that we are using this summer. Your boats, your jet skis, the pontoon boats, the paddleboards and all those fun things. There are rules and regulations when you're out on lakes.??
There are times you can be out on lakes if it's a lake you live on, you should know the rules. Sometimes they have hours where you can't create a wake, it has to be slow moving. Sometimes there's laws about when you can be out. Can you be out after dark? And if you are, what are the requirements? What kind of lights do you have to have on the boats??
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The Proper Coverage
You want to make sure that you have proper coverage on your policy. If you get stuck out in the middle of Lake Huron, how are you getting back? Make sure you have towing on your policy to help tow that boat back into shore if you break down.?
What about if you do run into another boat? Do you have coverage to cover the damage that's to your boat and maybe you're liable for the damage to that boat. We want to make sure that we have you covered. Also, if there's a major storm, which we've had and a boat gets knocked around and there's some fuel spillage in the lake, we want to make sure that you have coverage on your policy to help you pay to clean up that spillage.?
There are a lot of things out there that are even more fun than just jumping on and going for a ride or hooking up with your friends at the sandbar. We want to make sure that you have the proper coverage, so if anything were to happen while you're out having fun, that we're here to take care of you.?
Give me a call and let's go over your coverage.