Protecting your Home & Family

Protecting your does not have to be expensive. The banks require homeowner's insurance to cover the loan and your investment. But, what happens if the primary Bread Winner is incapacitated or passes unexpectedly? You may have a Life Policy through work; But, to often this amount is minimal at best and is not transferable in the event there is a lay off or the employee leaves their place of employment.

Many times agents will offer products that, while offering protection, also are expensive and unnecessary. Most often it is important that a Life Policy is put in place to protect the family. This can be accomplished through Term Life Insurance. Why Term Life Insurance? These policies offer protection at a fixed cost at the amount that will allow the family to stay in their home if a life changing event happens. The type of events that can be covered are Disability, Terminal Illness and Death. We all probably know a family that have met challenges to either bury, take care of a family member or any other number situations life has dealt us.

I would encourage anyone reading this post to reach out to me or talk to their insurance agent on products that best fit your situation. Piece of mind does not need to be expensive.

Your Friend,

Ken W. Fowler

805-823-3101

CA License # 0H06548, Utah License # 4010427, Arizona License # 15828222