Are Prenups the Truest Sign of Love?

Let’s be real—money fights can ruin a perfectly good date night faster than bad officiating in favor of the Kansas City Chiefs in the Super Bowl. And they’re not just annoying, they’re one of the leading reasons couples break up. But here’s the thing—there’s a way to get ahead of the drama before it even starts.

Enter: the prenup.

I know, I know. Not exactly the most romantic topic. Nobody daydreams about signing legal documents in between picking wedding venues, cake tastings, and curating the bar. But if you’re about to take the biggest leap of your life—marriage—shouldn’t you go in with a game plan?

Think of a prenup like a championship-winning front office move. It’s not about assuming the worst—it’s about setting up your team (you and your partner) for long-term success.

Why a Prenup Makes Sense

1. Future-Proofing Your Relationship Nobody walks into a marriage planning for divorce (at least I hope not), just like no team starts the season planning to miss the playoffs. But smart franchises think ahead. A prenup ensures that if things go sideways, the game plan is already set—no nasty fights, no courtroom shootouts, just clarity.

2. The Money Talk You Need to Have Most couples avoid deep financial conversations until reality forces their hand. A prenup makes you sit down and go full GM mode—talk assets, liabilities, financial goals, and expectations. Imagine having cap space flexibility instead of getting stuck with a bad contract (or a surprise debt situation).

3. It’s About Fairness, Not Just Protection A prenup isn’t just for the higher earner. If one of you takes time off to raise kids, a prenup can make sure they’re financially secure no matter what happens. It’s about making sure both people walk away protected—kind of like a well-structured trade where both teams win.

Debunking the Biggest Prenup Myths

?? “Prenups are only for the ultra-rich.” Nope. You don’t have to be sitting on a yacht in Monaco for a prenup to make sense (although that does sound nice) If you have a business, future earnings, or even just want to make sure debts don’t get tangled, it’s a smart move.

?? “Prenups mean you don’t trust your partner.” If anything, it’s the opposite. A prenup forces honest conversations—ones that actually build trust. It’s like getting through a grueling workout together—tough, but necessary for a strong season ahead.

?? “We don’t need one because we have nothing now.” Right now, sure. But what about five years down the line? Future businesses, real estate, investments—life changes. You’re protecting future you, not just current you. The future you will thank you.

So, Should You Get One?

That’s up to you. But considering almost 50% of marriages end in divorce, rolling into a marriage without a prenup is like a team trading all its draft picks on a player with a track record of injuries: A high-risk, unnecessary gamble.

If you’re serious about your financial future—and your relationship’s strength—get ahead of the game. Have the talk early, work with a solid attorney, and approach it with honesty. Because at the end of the day, a prenup isn’t about betting against your marriage. It’s about playing smart, protecting both sides, and ensuring that—no matter what—you both walk away with dignity (and your finances intact).

Have you had the “prenup talk” yet?