Pragmatic solution for international banking needs

When you do business with various countries or receive retirement from one while living in another, banking comes with additional fees which can quickly add up. ?

I have now been using WISE for international transfers, particularly from Canada and the U.S. because of its fee-free model.?

This is a contrast to the hefty transaction fees I encountered with the French banks—an eye-opening €17.50, regardless of the amount received or the fact that the funds received were in euros.?

Oh and they offer actual interest on the money you have in your account.? 3.66% EUR, 5.08% USD, 4.67% GBP

I don’t know about you, but with my French accounts not only is there no interest received but there are monthly fees for simply having the account.

Another appealing aspect of WISE is its versatility.?

With just one card, I seamlessly transition between currencies. Whether I'm visiting family in Canada, or at home in Europe, I can chose the currency I am using with a tap of the screen, which allows me to avoid more outrageous fees for using the card in a foreign country.

Since they are in 45 countries, you have a good selection of countries to visit while using your WISE card.

When I transfer funds from one currency to another it also gives me a competitive exchange rates which I’ve never gotten from any banking institution.

While it has taken up to 4 days for me to receive money from Canada, and up to 3 from the U.S., with WISE any transfer I have done has been completed within the hour.?

In summary, WISE presents a pragmatic solution for international banking needs, offering fee transparency, expedited transfers, competitive exchange rates, and the added convenience of currency versatility—all contributing to a seamless and efficient banking experience.

Why am I talking so much about WISE today?

Because I am fed up with the banks taking outrageous fees for bad service.?

I have a few clients that I have been helping recently with various things that have come up with their banks and although we still need banks for certain things such as mortgages, loans…for the day to day, there are more efficient and easy resources and I think it is time to share them.

The one thing with WISE is everything is online and if you want a physical card then you must pay for it UNLESS you use this link in which case they will send you a card for FREE.