A Plea - Please reach out if you're struggling or need help.

It genuinely breaks my heart that 1 in 4 young adults are deciding not to have children because they feel financially trapped. I can't help but feel frustrated and helpless knowing that so many people believe they are in a situation where starting a family feels out of reach, when the truth is, I can help them. It's what I do—I help people build the kind of financial framework that would make these life decisions easier. And yet, so many people don't reach out.

I feel upset knowing that financial concerns are holding people back from experiencing one of the most beautiful things in life. The worst part is, these worries often stem from a lack of guidance, a lack of knowledge that there are solutions out there. It frustrates me deeply because I've seen firsthand how just one conversation can open up possibilities, how it can shift someone’s entire perspective from 'I can't' to 'I can.'

The fact that 1 in 4 young adults feel they can't afford to have children makes me wonder—how many of them want help but don’t ask for it? How many of them sit with that anxiety, without knowing that there are professionals like me whose sole purpose is to plan for these situations? I feel a personal responsibility to let people know that they don't have to go through this alone. My job isn’t just about investments; it’s about planning for life. It's about creating a path that makes your dreams achievable.

It frustrates me that there’s this misconception that financial advisors are only for the wealthy or people nearing retirement. That’s not the case. An advisor is someone who can help you get to where you want to be, whether you're just starting out or facing a financial challenge. And it hurts to see people struggling when I know that sitting down with someone like me could make all the difference.

Sometimes, it’s not about having immediate solutions; it's about creating a plan, finding a way forward. Maybe it’s not profitable for me to help someone right now who can’t afford to become a client, but that’s not the point. The point is that I can help, and one day, when things are better, they’ll remember that. They’ll introduce me to others who need help, and so on. That’s what this is about: building relationships, providing guidance, and offering help when it’s needed most.

I feel genuinely sad that financial concerns are robbing people of opportunities like parenthood, especially when the solution can be as simple as sitting down with an advisor and looking at the situation from a new perspective. Money is one of the biggest contributors to stress, depression, and anxiety, but it doesn’t have to be. It can be manageable, and with the right help, you can move forward with confidence.

Please don’t let your financial position stop you from reaching out. If you’ve never spoken to a financial expert, I’m here. I care about what you're going through, and I want to help you find a way forward. Sometimes, the hardest part is taking that first step, but it’s also the most important one. And I’m more than happy to help you take it.