Plans to Stabilize the Real Estate Market in China
Unfinished apartment buildings at the construction site of a China Evergrande Group development in Beijing.Photographer: Andrea Verdelli/Bloomberg

Plans to Stabilize the Real Estate Market in China

China’s housing market faced a significant slump due to a shift in government policy on borrowing by property developers. This downturn has impacted related sectors like home furnishing, appliances, and construction.

Real estate has historically been a major driver of China's rapid economic growth, but this reliance brought risks. Home prices soared relative to household incomes, as consumers preferred investing in tangible assets. However, this trend has shifted. Home sales have declined, with potential buyers anticipating further price drops and developers struggling to secure financing to complete projects.

With the property downturn now in its third year, the real estate sector has experienced a significant decline. Housing starts have plummeted by over 60% compared to pre-pandemic levels, and construction timber imports have also decreased.

In May, Chinese authorities unveiled their most significant measures yet to address this crisis. The People's Bank of China (PBOC) announced a 300 billion yuan (US$41.5 billion) fund to support affordable housing. This fund aims to enable local state-owned enterprises to purchase unsold homes. It’s estimated that China has nearly four million empty apartments and about 10 million homes sold but not yet ready for occupancy.

Other measures include reducing the deposit amount required from home buyers and encouraging local authorities to purchase unsold properties. However, there are concerns about whether local governments, already burdened with significant debts, can absorb these properties, which are valued at nearly US$4 trillion.

How the Chinese government’s initiatives to address the real estate crisis will evolve remains to be seen. However, the significant investment to boost sales and complete partially built homes is expected to increase timber imports.

For more insights, check out the IMF article by Henry Hoyle and Sonali Jain-Chandra.

Read more on the BBC report by Jo?o da Silva.

Let’s see how these measures unfold and shape the future of China’s real estate market.

What are your thoughts on these developments? Comment below!

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