Planning for a Century of Fabulous Living ??

Can you imagine working into your 70s? With people living longer and healthier lives, it's becoming the new norm. By 2050, the number of people over 60 will more than double. Without pension reforms, governments could see deficits skyrocket to 9.1% of GDP by 2060.

In Japan, the leading country of life expectancy, many retirees continue working, and Switzerland is seeing a similar trend. In 2022, a third of Swiss individuals still worked at 65, with 10% working beyond retirement age.

Why Work Longer?

• Health and Fulfilment: Medical advancements mean we're healthier and can work longer.
• Experience and Value: Older workers bring valuable insights, especially in skilled labor markets.
• Success in Startups: Data shows middle-aged founders, around 45, tend to be more successful.

5 tips for financial longevity

No matter the pace of pension system reforms, a forward-looking financial plan is a key to freedom, offering space for creativity and opportunities to fulfil dreams, both professionally and personally. Here are 5 evergreen tips for ensuring your finances endure till 100:

1. Create an emergency fund to keep you on track no matter what.
2. Utilize all available pension provisions (state, employer, private pension), even if retirement seems distant.
3. Invest in securities that match your risk profile where possible.
4. Stay informed about changes in pension provisions—being well-advised can prevent costly mistakes and help you capitalize on new opportunities early.
5. Plan for a flexible working life "out of the box." Work is becoming more flexible and location-independent. Whether you're considering spending part of your time abroad or embarking on a completely different career, these aspirations should be part of your financial planning.

Why It Matters

Continuing to work past retirement age isn't just about economic necessity. It brings personal fulfillment, opportunities for mentorship, and societal contributions. Plus, it keeps you mentally and socially active!

What's your take on financial longevity? Can you envision working beyond your 70s?

June’s Masterclass : How To Plan For A 100-Year Life

Ready to practically plan for the 100-year life you deserve?

You won’t want to miss this month's motivational masterclass with?Author, Economist & Smartpurse CEO Olga Miler.

Grab your notebook, and get ready to learn:

• How to age the new way
• How to plan your money for a 100 year life
• Practical tips and tools to grow your wealth?

This highly-rated talk has sold out twice already this year, but this masterclass is FREE for all VIP subscribers on the 25th of June!

?? Become a Smartpurse VIP & get ready to rock this hundred-year life in style!?????