The PB Journal

PB In Spotlight!

"For me, building Policybazaar was never about a “Plan B” - there wasn’t one", says our Founder, Yashish Dahiya

In his latest opinion piece on moneycontrol.com , Our co-founder, Yashish Dahiya , reflects on the company’s remarkable journey from its inception. He shares the inspiration behind the founding idea, offering insights into the mindset and determination needed to build a successful business. Yashish emphasizes the importance of valuing the journey itself, rather than just focusing on the end results. His reflections highlight the relentless pursuit and resilience that are key to turning a vision into reality. Read more here.

Bima Stack could be a UPI moment for insurance says our CEO, Sarbvir Singh

In this column for the esteemed national daily Business Standard , our CEO, Sarbvir Singh , explores how BimaStack - a transformative technological framework leveraging India’s robust digital infrastructure - can address the sector's longstanding challenges. The Indian insurance sector stands at a pivotal crossroads. While premium income has grown significantly - from Rs 1 trillion in FY05 to over ?6.7 trillion in FY24 - the industry is yet to achieve its full potential in terms of penetration and Customer Satisfaction. Read More Here.

“While demand for insurance has grown, penetration remains stagnant. Personalization and customization of products are key to driving further growth," believes our CEO, Sarbvir Singh .

This insightful piece by our CEO Sarbvir Singh highlights why customization and innovation are essential for a diverse country like India—with its vast demographics, cultures, and varied economic backgrounds. He shares how insurers are adapting to meet evolving customer expectations, as the industry shifts from a push-based to a pull-based model. A must-read for anyone interested in the future of innovation in India! Read Here.

The pace of progress in the world of insurance is unmissable with technology at its core, says our CTO Saurabh Tiwari

In his latest ETCIO article, Saurabh Tiwari , our Chief Technology Officer, explores how tech innovations are revolutionizing insurance by enabling products designed to meet diverse demographic needs—from urban hubs to remote villages. These advancements are not only enhancing accessibility but also bolstering financial resilience among economically weaker sections. Read more Here.

Our Head Of Payments, Harsh vardhan Masta , on How UPI is Formalizing Credit and Driving Economic Growth in Underserved Areas

UPI has truly revolutionized the way we make payments—an easy-to-use tool that is reshaping India's economic landscape. From empowering small businesses to simplifying insurance premium payments, the growth opportunities it presents are immense.?

In his latest article for ETBFSI , Harsh vardhan Masta , our Head of Payments, shares his insights on how UPI is formalizing credit in underserved areas and paving the way for a new economic growth paradigm. Click here to discover how this homegrown innovation is driving financial inclusion and transforming lives.?

The Podcast Corner

An Inspiring Journey: Yashish Dahiya Reveals What Made Policybazaar No. 1

Tune In! Listen to our founder, Yashish Dahiya , on #TheNeonShow as he dives deep into the journey of building trust, fostering values, and creating the strong foundation of Policybazaar.com. From the grit that fueled our growth to the bold steps that led us to go public, this conversation is packed with inspiration and insights! Don’t miss it! Watch Here.?

"Beyond financial gain, it's about the culture you create," says our co-founder Alok Bansal

"Beyond financial gain, it's about the culture you create," says our Co-founder Alok Bansal in his conversation with Rahesha Sehgal on WION (World Is One News) 's Business Masters. In this exclusive interview, he highlights how Policybazaar.com remains committed to its mission of providing insurance for every Indian, emphasizing that the right attitude matters more than experience. Through tech-driven solutions and intuitive decision-making, we continue to redefine insurance for everyone! Don’t miss this insightful discussion! Watch it here

Insights on how PB Fintech is Paving the way for sustained profitability with Yashish Dahiya

Watch our founder, Yashish Dahiya , on the PearlsOfFinsdom podcast series by Nirmal Bang . In conversation with Avanne Dubash , he shares PB Fintech’s perspective on profitability momentum, navigating rapid growth, and addressing challenges in the evolving insurance landscape. Discover how PB Fintech is paving the way for sustained profitability. Watch Here.

Viewers Choice

The Policybazaar Insurance Show by CNBC TV 18

Launched on National Insurance Day, The CNBC-TV18 Policybazaar Insurance Show empowers you to take control of your financial future with expert insights and practical advice. This series guides you through every aspect of insurance—from understanding life and health coverage to navigating claims and optimizing policies—giving you the knowledge to make informed, confident decisions.

Sunday Wellness: Holiday Cheer - How To Have Fun Without Compromising Your Health

In this latest episode of Sunday Wellness, Nutrition and fitness consultant, Nandini Agarwal, shares practical and enjoyable ways to maintain your health while having a great time! From active hobbies to simple lifestyle changes, discover how to achieve the perfect balance between fun and wellness. It is easier than you think! Watch Here.

Insurance Decoded

Discover the Latest Technological Innovations Bridging the Gaps in Universal Health Coverage.

In the latest edition of Voice of Healthcare, Siddharth Singhal, Business Head - Health Insurance at Policybazaar.com, joins industry leaders Dr. Anupam Karmakar, Dr. Rajiv Chhibber, PhD, and Col. Dr. Sunil Rao to explore Technological Innovations Bridging the Gaps in Universal Health Coverage. Watch Here.

Why is it crucial to have health insurance that provides coverage for cancer?

In an insightful discussion on ET Now Swadesh , Siddharth Singhal , Business Head - Health Insurance at Policybazaar.com, and Dr. Bhabatosh Mishra of Niva Bupa Health Insurance join Kavita Thapliyal to share expert advice on choosing the right cancer policy. They discuss key factors to consider, helping you make an informed decision. Watch here.

What are the key things to keep in mind while buying insurance?

What should you consider when buying insurance? In the latest episode of NDTV Profit #MoneyWise, Amit Chhabra , Chief Business Officer - General Insurance at Policybazaar.com, shares his expert insights on this topic and more with Alex Mathew . Watch Here

Research and Analysis

Policybazaar data shows a surge in online motor insurance from Tier-2 and Tier-3 cities, with growing demand for EV policies.

Policybazaar data shows a surge in online motor insurance, driven by rising EV adoption and digital growth in Tier-2 and Tier-3 cities. Tier-3 cities saw a 110% growth, while Tier-2 cities grew by 70%, and Tier-1 cities saw a 35% increase. This shift highlights how technology and digital awareness are transforming the insurance landscape. Read More Here

Holiday trends 2024: Asia and UAE lead with 62% travel insurance sales; 52% choose high coverage

According to recent data from Policybazaar, Asia and the UAE have emerged as top travel destinations, with more travelers opting for high-value insurance coverage to protect against rising medical costs abroad. While these regions see growing demand, Europe, the USA, and other niche destinations continue to maintain steady interest. As travel insurance becomes increasingly essential, it's clear that travelers are prioritizing protection for their journeys. Click Here for more insights.

Key Insurance Claims Trends Shaping the Industry: Insights from Policybazaar

Policybazaar's big data insights on insurance claims, in ET Wealth, reveal several key trends reshaping the industry. Over the past three years, health insurance claims have surged by 30%, while heart disease now accounts for 30% of term insurance claims. Motor insurance claims experience a 40% spike during the monsoon season. Additionally, younger adults (aged 18-35) are driving the growth in claims, now representing 38.2% of total claim payouts. Click here to know more insights that underscore the evolving needs of policyholders and the increasing demand for personalized, comprehensive insurance solutions.

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