?? Paxos OUT. Binance's $13 billion problem.

?? Paxos OUT. Binance's $13 billion problem.

Gm you cutie, this is the doodhwala, the only crypto newsletter that’ll be your date this Valentine’s Day.

Don’t worry, we’re here for you. ??

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Here’s what we got for today:

  • ?? BUSD is out. What's in?
  • ?? NFT: Not For Television
  • Post-???syndrome
  • 9???9?? solutions from Vitalik
  • ???Milky Meme of the Day

All the doodhwalas ?? LOVE ?? you!!

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?? BUSD is out. What's in?

Stablecoins.

They, the mid-point between crypto and fiat money (like Indian rupees and US dollars). Kinda like how Subway is the mid-point between healthy food and fast food.

But stablecoins are in trouble.

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One, in particular, is getting a lotta ???— Paxos .

It’s a company you’ve never heard of, but you’ve probably used its stablecoin. Especially, if you’ve used Binance .

Paxos issues the BUSD stablecoin.

BUSD = Baxos USD ?

BUSD = Binance USD ?

BUSD is issued by Paxos but it’s associated with the?Binance brand. Kinda like how Maggi is owned by Nestle, but it’s associated with the Indian bachelor who doesn’t know how to cook anything except boiling noodles. ??

Here are some stats about BUSD:

  • $16.5 billion market cap
  • 6.2 million holders

#7 largest crypto

Now, all of ???is going down the ???thanks to → a financial regulatory body in the US.

Basically the regulators looked at Paxos and went — yeah, this stablecoin ain’t legit G, we gotta ask you to stop issuing it.

Why did regulators tell Paxos to stop the stablecoin? 3 reasons.

1???Binance ON your team

Yeah, anything with Binance is hella sus right now.

I’m even looking at Ronaldo with squinted eyes. I mean, he signs a deal with Binance and is then shipped off to Saudi. IT CAN’T BE A COINCIDENCE!

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US regulators think the same. They’ve had an ???on Binance for a while now.

And since Binance’s partner Paxos is in line for a banking license, regulators?went, “Nah fam! No license for you with Binance in your team.”

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2???No risky, BIG frisky

The regs (that cool guy talk for regulators) said BUSD was used by bad actors to hop in and outta the crypto world using the stablecoin.

Here’s their ?? drop?line:

"Paxos violated its obligation to conduct tailored, periodic risk assessments and due diligence refreshes of Binance and Paxos-issued BUSD customers to prevent bad actors from using the platform."

Ohhhhh nooo they didn’t ??

3???Not one FOR one

Stablecoins have one job.

They gotta be stable. That’s it ?? ♂? Seriously, that’s all they gotta do.

To do this they gotta have → something stable backing it. Something like the US dollar, or a plate of Idli Vada at my local Darshini, seriously, that’s been Rs 20 (with sambhar and chutney) for 20 years. ??

BUSD says it has USD (hence the name lol)

But regs don’t think so, especially with Binance in the mix.

In fact, Circle (the company that issues USDC, the 2nd largest stablecoin)?warned?the regs that BUSD is not backed 1 for 1. And not in a good way.

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Wait, now what?

Now, the regs have slapped the term “unregistered security” on BUSD and are suing Paxos, the issuer.

Paxos, didn’t want to fight the regs, and immediately said ‘F This’ and stopped minting BUSD. ??

But the biggest concern is for → Binance and Binance users.

  • 90% of all BUSD worth over $13 billion is held on Binance
  • This ?? is held by retail and institutional traders
  • Most trades on Binance happen in → BUSD + USDT
  • All USDC sent to Binance auto-converts into BUSD

And now BUSD is gonna?poof?vanish. So, people are immediately converting their BUSD balances to USDT.

Just look at the drop in BUSD ?? USD...

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...and that jump in USDT ???USD in the past few days:

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That's like my heart rate when I was watching the World Cup finals' penalty shootout. ???

Doodhwala’s take:

We got no take on the regs’ decision.

On one hand, we agree that Binance is sus.

On the other hand, we don’t think BUSD is an “unregistered security.”?I mean how tf do you make a profit trading a stablecoin?!?

But what we think is – this will result in a lot more non-USD stablecoins.

CZ himself is thinking of going in this direction.

The reason is, US regulators are harsh on stablecoins because they’re pegged to the US dollar. If a stablecoin is pegged to either another fiat, a basket of fiat currencies, or even a crypto (something legit, not LUNA lol), then these reg problems will decrease.

The future is – non-USD stablecoins ?

Oh well, that’s ?? just your humble doodhwala’s opinion.

What do ya think? REPLY and let us know.


???Gameswala: Find the Doodh

Finding Alpha ?? on CT is tough, about as tough as finding the humour in the doodhwala newsletters.

Solve each clue by filling in the corresponding word related to blockchain.

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Across


1.?A virtual world where players can buy, build, and sell their own plots of land.


4.?A blockchain-based game where players can buy, breed, and battle creatures called Axies.


5.?A virtual world where players can create and monetize their own games, social experiences, and marketplaces using LAND NFTs.

Down


2.?A collectible card game that runs on the Steem blockchain. Players earn in-game rewards and tokens by participating in battles and tournaments.


3.?One of the earliest blockchain games, a collectible game where players can buy, breed, and trade unique digital cats.

(answer at the ?? bottom?? of the post)


?? The NFT ad that went SUPER wrong!

This week was Super Bowl week in the U.S. ????

What’s that?

It’s not a week to celebrate Superman’s favourite bowl of protein oatmeal. ??

Super Bowl is the IPL of America, but kinda smaller.?(IPL?has a billion people watching it??? ♂?)

It has sports (American football), celebrities, glamour, etc, etc.

But it also has the attention of A LARGE number of people. Almost 150 million of them.

And crypto companies want them. ??

Just last year, these crypto companies paid millions for Super Bowl TV ad slots:

But this year was a lil different.

Most companies don’t have the dough. ??

One NFT gaming project, however, did bring in the big bucks to run their ad and here’s how it went:

1???QR Code Shenanigans

DigiDaigaku is an Ethereum-based "free-to-own" game. ??

And they ran an ad featuring a QR code to scan to mint one of 10,000 free collectibles.

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When you scanned the code, it took you to a mint page to mint the free DigiDaigaku Dragon Eggs NFTs.

But here’s the catch —?only 5000 NFTs were available to mint. ?? ♂?

For an ad, that’s going out to MILLIONS of people, only a maximum of 5000 can mint it. Wow.

So where did the rest go? ??

To the founder’s Twitter page. (Bruhh??? ♂?)

Yup. After the mint reached its limit, anyone who scanned the code was redirected to his Twitter profile page.

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2???Onboarding Shenanigans

One of the main goals of the ads was to apparently “onboard new users to NFTs.”

Yeah. That didn’t happen. ??

Over 70% of the people who minted this NFT were people who already had already bought/minted an NFT before.

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This is because, if you were new to NFTs, you had to do SO MANY steps to mint this free NFT:

  • Create a MetaMask wallet
  • Create an account on a Centralized Exchange (CEX)
  • Buy ETH with your USD on the CEX
  • Transfer ETH to Metamask
  • Pay the gas fee with ETH to mint the NFT

NFT?

Non-Fungible Token ?

Not For Television ?

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Overall, this was an experiment that the DigiDaigaku team had the dough to take on. ??

Their parent company, Limit Break ,?raised?$200 million last year.

But still, if they had just optimised for reducing friction over promoting the element of “free NFTs”, they might have actually onboarded more newbies.

They would have capitalized on the HUGE Super Bowl audience.

Maybe they can try again for IPL? ??


???Read the doodhwala: ON THE GO!

Picture this.

You open your inbox to read the doodhwala.

But you get weird emails like:

“We deliver FASTER than you last”

“Prices LOWER than your dating standards”

“Book your SOLO trip to Paris because no one will go with you.”

(wait, am I the only one who gets these emails? ????????)

Inboxes are full of ????so why not read the doodhwala on an app that’s designed for newsletters? Not just any newsletter. Cool and exclusive newsletters. Like us (we cool right? ??)

Check out?MECO??? a slick Newsletter Reader.

1???Integrate your email → 2?? Read the doodhwala → 3?? Regret your decision. ??

???Seekho from Meco.

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?? REFER AND WIN some doodhwala merch???

For the first time evaaa, we're giving away the doodhwala merch.

But it's not lame t-shirts with some random company name, but super cool stuff like:

???stickers?–?for your???, ???and ??

???notebooks?–?to write your crush's name

???mugs?–?for your doodh, and NOT your beer!!

???t-shirts?–?with totally non-controversial things (promise???)

???hoodies?–?because we wanna keep you warm in the crypto????winter

???mystery box?–?with some super cool prizes that’s worth more than 1 Bitcoin

Chegg it ??

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For every confirmed referral (i.e. they confirm their email and drag it to their “Primary” tab from their “Promotions” or “Updates” tab) you’ll get some ?? merch.

All you gotta do is share the doodhwala with this link?(only available on email, not on web view)???


???Chaach And Charts: Ethereum’s got post-???syndrome

I bet ya’ll have heard about the post-???syndrome.

(wait, that’s people who get sick after eating peanuts right?)

Now, get read for post-Merge syndrome. ??

Who gots it?

??? Ethereum .

Since the Merge (in September 2022), Ethereum’s L2s have been ramping up the transactions.

????Pre-merge L2 transaction share: 20%

????Post-merge L2 transaction share: 45%

Even with Ethereum turning deflationary, and 70k ETH?burned?in just 30 days, more people are running to L2s like I run to the paani-poori stall at weddings. ??

Chegg it ??

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???Resourcewala: Predict the Unpredictable??

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Just like a rollercoaster ???ride, the crypto market can be exciting but unpredictable. ??

But what if we told you, there's a way to survive the crypto cycles and make smart investments? ??

It’s written by:

  • co-founder of one of the first crypto exchanges
  • co-founder of one of the oldest crypto VC funds
  • future reader of the doodhwala ??

Chegg it??

Staying Alive


???Crypto doodh shots: 99 solutions from Vitalik

  • ???One-Sec Wonder: Crypto hardware wallet provider OneKey?addresses?vulnerability in firmware that allowed for wallets to get hacked in one second!!
  • ???? Banking on Crypto:?Brazil's oldest bank takes a?leap?into the future by offering tax payments with cryptocurrencies.
  • ? All Aboard Mississippi: Mississippi Senate?safeguards?crypto miners from electricity rate discrimination
  • ??? ♂? The Metaverse Chronicles:?INTERPOL takes the first step towards?investigating?crimes in the metaverse.
  • ?? Buterin with love: Vitalik Buterin shows?support?for earthquake victims in Turkey and Syria with a generous donation of 99 ETH ($150,000).


?? Milky Meme Of The Day

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??Answer??

1. Cryptovoxels

2. SplinterLands

3. Crypto Kitties

4. Axie Infinities

5. Sandbox

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