Our Niche Mortgage Products

There are quantifiable tax benefits from being a homeowner, so if you are thinking of taking the leap and purchasing a home, now is the time to get your finances in order and get Pre-Approved at no cost to you. Forecasts indicate a 11% rise in home purchases and an increase in home prices next year. Also, if you are thinking of refinancing and lowering your rate and at the same time consolidating debt, this maybe a good time to do so as rates are starting trend higher due to speculation that the Fed will raise rates in December.

 Products Offerings:

We are continually looking for competitive advantages and market niches to provide you with the best products and pricing available. We are excited to announce the following additions to our product line up to provide you with even better options and service for the road ahead. Contact us for more information.

• Jumbo loans up to $1.5 million with 10% down no mortgage insurance
• Purchase with 1% down loan amounts up to $417,000
• 1-year tax returns for self-employed borrower’s – including jumbo loans
• 1-year seasoning for BK and foreclosures, loan amounts up to $2.5 mill
• Purchase with Home Ready and Home Possible programs with 3% down
• Supplement other income to qualify with our “Asset Depletion” program
• Alternate Doc - Qualify with 12-24 Month bank statements up to $1 mill
• FHA 203K home improvement loans, great for fixer homes
• Homestyle home renovation loans up to 95% of “after improved” value
• Foreign National Loan Programs