Options to Consider When Purchasing a Home

You just found the best house on the market, congratulations. You've got your realtor, you've got your appraiser, and your inspector.? You might even have a mortgage banker or broker, somebody that is going to help you figure out what's the best way to purchase this house.?

One piece of the missing pie may be a financial advisor to help you make that decision. Should you pay cash? Should you get a mortgage? How long should the mortgage be? Should you pay a little cash down payment and get a large mortgage? With so many choices, what's the right decision??

The right decision is going to be determined by what is happening? in your all around financial world.? What does cash flow look like, are you saving enough for retirement, will the purchase of the home set you back in your savings strategy for future purchases, what if a disaster strikes, what is the end plan?

Thinking with the end in mind - meaning what can you predictably measure with everything else financially happening in your world today, so that you can in 5, 10, 15, 20, 30 or 50 years from now, feel comfortable with the decisions you make today.

What is the end plan for your home?? Is it paying off the house at a certain point in time?? Living there for 10 years, selling it and buying a bigger one?? Building a real estate empire?? All of those issues come into play with this one big decision.?

Having the ability to talk to somebody to think a layer deeper about the monetary aspect of it is what a financial advisor, such as myself, can help you to do. Our process in the design strategy when it comes to home purchases will help you come to a decision you are happy and feel good about.? I would be happy to have a conversation with you and help you through that decision process.