An opportunity to talk about childcare vouchers and retirement & investment

Today we welcome August: a month that typically invites us to take a break. If you're going on holiday soon, here are some tips for planning your time away! This month is also an opportunity to reflect on topics that we often put aside during the rest of the year.

While you’re enjoying this period, let us remind you that if your company offers you the Coverflex Childcare benefit, and if you have children aged 6 or under, you have a quick and easy way to pay for their school fees. September is just around the corner: you can issue childcare vouchers with Coverflex, with exemption from personal income tax (variable rate) and Social Security tax (11%). And Coverflex has a network of over 2,600 schools in Portugal. If the school you want to pay for isn’t included in our network of schools, no problem: all you have to do is request that it be added and our team will take care of everything!

As you know by now, our product includes several benefits. You can read more about them here.?

?? Coverflex discount of the month: Nova SBE

This month we're highlighting Nova SBE's discount! Enjoy a 12% discount on all executive programmes - and with the extra saving of the Education Expenses tax benefit if you pay with Coverflex! Follow the steps in the app ?? to enjoy this discount!

Childcare voucher: what is it and how does it work?

With a favourable tax framework for both companies and employees, the childcare voucher is a way of reducing family expenses. In this article we explain everything you need to know about this benefit.

What are the costs related to a savings and retirement plan?

If you're interested in taking out a savings and retirement plan (PPR), it's essential to know what the associated expenses are. From commissions to the tax on capital gains, in this article we break down all the costs you should consider when taking out a PPR.

This campaign might sound fake - but it’s 100% true

If you've been out and about in Porto or Lisbon, you may have come across Coverflex's new (or first) campaign in Portugal. Each one emphasises an unbelievable - but true - fact. For the more sceptical - or the more curious - here are the facts, and the sources.

CoverQuiz ??

In which of the following situations do you save the most?

a) If you get a gross monthly salary of 1,500 euros and use 200 euros to pay for your children's school fees.

b) If you get a gross monthly salary of 1,300 euros and 200 euros in benefits, and issue a 200 euro childcare voucher with your benefit balance to pay for your children's school fees.

?? Leave your answers in the comment section below! ??