Opening The Door...

Buying a home opens a lot of doors... many that buyers do not always think about. There is...

• You are now a homeowner and can paint walls, change doorknobs, fence the yard, all without the landlord's permission.
• You build equity overtime by paying off the loan, putting money into your pocket and not the landlord's.
• Appreciation happens and when you sell (or refinance) you are building wealth for you, and possibly for future generations.
• Building wealth for retirement.
• Locking in your payment versus facing ever increasing rent.
• Paying off the house and eliminating housing payments.

The fact is, home ownership has so many advantages over renting, so what are you waiting for?

Worried about your credit score? If you are renting you had to pass a credit check and more than likely your score will allow you to buy.

Think rates are too high? While you wait for them to come down home prices keep rising. What if rates don't come down? What if they go up? Waiting 2 years is missing two years of appreciation and two years of paying off the loan. Buy today, lock your price and rate in place so you are protected, and if rates come down refinance to the lower rate.

Down payment concerns? There are programs with 3% down, even zero down.

In fact, there are so many mortgage programs from first time buyer to physician loans, construction loans to multi family... in most cases I can help you become a homeowner.

Home ownership has long been the American dream... so make 2025 the year that you become a homeowner. Message me and let's get you pre-qualified so that you know your price range, and have the financial part lined up. Then find the perfect home and before you know it you will be moved in. I look forward to helping you.