NYC On Sale

NYC On Sale

Sponsored by Fraction?



By Matthew Gutierrez and Shawn O'Malley · February 5, 2024


*LinkedIn newsletter is posted at a one-day delay.


Sign up for the email version to stay most up-to-date:https://westudymarkets.beehiiv.com/subscribe


Believe it or not, the S&P 500 has been in the green for 13 of the past 14 weeks, quite the run since Halloween. It’s the first such streak since 1985 — before we were born. ??

And we know that a strong January for stocks bodes well for the remainder of the year. So, about one month through 2024, we’re keeping our eye on the S&P 500’s top performers, as shown below.

?? Related, ICYMI: Fed Chair Jerome Powell hit on inflation, rate cuts, and economic strength in a fresh 60 Minutes interview. Notably, he said the Fed is wary of cutting rates too soon.

Matthew & Shawn

Here’s today’s rundown:

Today, we'll discuss the three biggest stories in markets:

  • Why NYC apartment buildings are 50% off
  • What’s wrong with the Shiller Ratio?
  • Whether the $139 Amazon Prime subscription is worth it

All this, and more, in just 5 minutes to read.


POP QUIZ

?What was the median price for home sales in 2023? (The answer is at the bottom of today’s newsletter!)


Chart(s) of the Day

The S&P’s top stocks haven’t been this concentrated in 50 years



In The News

?? Why NYC Apartment Buildings Are on Sale for 50% Off

Photo by Florian Wehde on Unsplash

Forget this bonkers housing market. How about buying a whole apartment building? New York City apartment buildings are on sale for a bargain, sometimes 50% off.?

Case study: One NYC landlord bought a 21-unit building in 2018 for $4.8 million in Washington Heights, a gentrifying neighborhood in northern Manhattan.

  • But it’s subject to the New York rent-regulation system, the oldest and biggest program in the country. Thus, he’s not legally allowed to charge tenants more than $650 per month — roughly 25% of the market rate.?

Context: It used to be relatively easy for landlords to make big money by sticking to a playbook: buy rent-stabilized run-down buildings, renovate them, and then pass along the expense by raising rents. Then cash out.

  • But in 2019, New York lawmakers reduced how much landlords could raise rents after renovations and widened the pool of rent-stabilized apartments.?

Career-ending change? That landlord (mentioned above) is a seasoned veteran who has bought over 40 properties for $300 million over the past 20 years. His case is emblematic of a city-wide trend as interest rates have soared. New laws are in place, and he’s falling behind on his mortgages. A dozen of his properties could be foreclosed.?

From Bloomberg

Why it matters:

In 2023, New York buildings with at least one rent-stabilized apartment sold on average for $203,000 a unit, down 34% since 2019. In New York, the issue is particularly large: Two-thirds of residents...


Indeed, the housing market can seem chaotic at times. As Confucius once said, "The man who moves a mountain begins by carrying away small stones." Perhaps considering alternative investments, like supporting green initiatives, could pave the way for a more sustainable future. ?? Speaking of which, did you know there’s a sponsorship opportunity for the Guinness World Record of Tree Planting? This might just be the kind of impactful investment to consider: https://bit.ly/TreeGuinnessWorldRecord ????

回复

?? "Opportunities don't happen. You create them," Chris Grosser once said. ?? Investing in a building at today's prices could be the creative opportunity of a lifetime, despite the challenges. Remember, the best investments are often the ones you're most prepared for. ??

回复

要查看或添加评论,请登录

社区洞察