Nodaway Valley Bank St. Joseph MO - A Community Bank Review & Insights
Nodaway Valley Bank St. Joseph MO Review & Insights
Did you know Nodaway Valley Bank manages $884 million in assets and $738 million in deposits? It's the 20th largest bank in Missouri. With a history since 1868 and high customer satisfaction, it's a top choice in St. Joseph, Missouri. Let's explore what makes Nodaway Valley Bank stand out.
Key Takeaways
Overview of Nodaway Valley Bank's History and Growth
Since 1868, Nodaway Valley Bank has been a key player in the region. It started in Maryville, Missouri. The bank quickly grew, building a strong banking community.
In 1990, the bank expanded to Andrew County. This move helped it grow even more. By 1995, it opened a branch in St. Joseph, Missouri. Then, in 2007, it opened in Mound City, showing its commitment to the area.
The bank's early years were crucial for its growth. In 2020, it entered the Kansas City Northland. It opened branches in Platte City and Smithville, showing its strategic growth.
The bank's financial health is impressive. Its loan-to-deposit ratio is 77.42%, higher than many others. This shows the bank's strong financial position and ability to meet customer needs.
Nodaway Valley Bank has always supported the community. It makes 70.78% of its loans in local areas. This shows its commitment to the community, just like when it started.
The bank's early years set a strong foundation. It has grown strategically, becoming a key part of Missouri's financial scene. From Maryville to multiple branches, the bank's journey shows its dedication to economic growth.
Banking Services Offered by Nodaway Valley Bank in St. Joseph MO
Nodaway Valley Bank in St. Joseph MO has many personal banking services. They offer checking accounts, savings plans, and digital banking. This makes it easy for customers to manage their money.
They also have digital banking with up to 18 months of statement access. You can view and manage alerts online. This makes tracking your account easy without paper statements. Plus, transactions post the same day if submitted by 6:00 p.m. CST.
The St. Joseph branch offers great business banking solutions. They have commercial loans, agricultural financing, and credit services. This helps local businesses grow. They have many branches in Missouri with drive-up service and ATMs.
Nodaway Valley Bank also makes services accessible to everyone. They have wheelchair accessibility and night deposit services. Customers can even give Internet access to bookkeepers or accountants for easier business operations.
In summary, Nodaway Valley Bank in St. Joseph MO offers many services. They have competitive APYs and advanced digital banking. This bank helps both individuals and businesses grow financially.
You can contact the bank's customer support center at the following numbers:
In addition to the phone numbers listed above, customers can also visit a branch in person during operating hours. Here are the hours for each St. Joseph branch:
Banking Services
Nodaway Valley Bank offers a wide range of banking services to cater to both personal and business needs.
General Banking Services:
Personal Banking:
Business Banking:
Nodaway Valley Bank understands the diverse needs of businesses and offers three distinct checking account options:
In addition to checking accounts, businesses can also benefit from:
Digital banking services (online and mobile banking, remote deposit, bill pay)?
Nodaway Valley Bank's Community Involvement in St. Joseph
Nodaway Valley Bank shows its deep commitment to St. Joseph through many efforts. It's the largest bank in northwest Missouri, owned and managed locally. Since 1868, it has always put the community first.
The bank supports local events like the St. Joseph Summer Jam. It also helps students with scholarships for college. These actions help the bank connect with St. Joseph and support education.
The bank also funds community projects for better living conditions. It started in St. Joseph in 1995, showing its long-term commitment. In 2023, it was named the best bank in Missouri by Forbes, showing its top service.
Its efforts have led to big achievements, like growing its resources eight times to $1.3 billion in 2022. The bank's $800 million in loans also supports many projects, helping St. Joseph grow economically.
Nodaway Valley Bank is a key financial partner in St. Joseph. Its involvement in local projects shows its commitment to the community's success. This support makes the bank a vital part of St. Joseph's growth.
Nodaway Valley Bank located in St. Joseph MO Review
At Nodaway Valley Bank in St. Joseph, MO, we focus on top-notch customer service experience. For 155 years, we've grown to meet our community's needs while keeping up with new banking tech. Our services, like online and mobile banking, let customers manage their money from home.
Our mobile banking app gets a high rating from our customers. It lets them pay bills, deposit money, and track finances instantly. Our online banking also has cool features like digital wallets and secure transactions.
We make sure everyone can access our services. All our branches, including in St. Joseph, are wheelchair friendly. We also have night deposit services and ATMs at all locations. You can reach our main branch in St. Joseph at 816-364-5678, and our fax is 816-390-9642.
We work around your schedule. Our hours are Monday to Thursday from 8:30 am to 4 pm, and Friday from 8:30 am to 5 pm. Drive-up services are available longer hours, including Saturdays. We also offer special hours for certain services to make things easier for you.
Customer Feedback and Reviews
Nodaway Valley Bank is known for its overall customer satisfaction. People love the bank's services and staff. They leave great reviews about their experiences.
"The staff at Nodaway Valley Bank are incredibly attentive and always go above and beyond to meet my needs. I feel valued every time I step into the bank."
This review shows what Nodaway Valley Bank aims for. The bank is praised for its service and personal touch. Its staff makes every visit special.
Customers also talk about the bank's reliable services. One happy customer said:
"I've bee banking with Nodaway Valley for over a decade, and their services have always been reliable and efficient. They truly care about their customers' needs."
Nodaway Valley Bank keeps its service high. This is key to making customers happy.
Here's what customers often say about Nodaway Valley Bank:
领英推荐
Nodaway Valley Bank focuses on these areas. This makes sure customers are happy. The bank's dedication to customers is why it's well-respected in the community.
News and Press Releases
Nodaway Valley Bank has been featured in several recent news articles and press releases, highlighting its achievements and contributions to the community:
S&P Global Market Intelligence Ranking: Nodaway Valley Bank was ranked among the top 100 best-performing community banks in the US by S&P Global Market Intelligence in 2022. This ranking underscores the bank's strong financial performance and stability 9.
Free and No-Fee Checking Accounts
Nodaway Valley Bank offers flexible banking solutions for everyone. Our free checking St. Joseph MO and no fee checking St. Joseph MO accounts help avoid costly fees. These accounts make banking better by giving you important benefits without monthly charges.
Our no fee checking St. Joseph MO accounts come with instant-issue debit cards at all NVB locations. You can get your new debit card the same day or have it mailed to you in 7-10 days. Plus, you won't pay fees for purchases, cash back, or using NVB ATMs in the U.S..
NVB’s free checking St. Joseph MO accounts also offer NVB Debit Card Overdraft Privilege. This applies to ATM and everyday debit card transactions. It means you can still make transactions even if you don't have enough money, with an overdraft fee applied. If you report card fraud quickly, you won't have to pay for it.
Also, free checking St. Joseph MO accounts come with many features such as:
Choosing Nodaway Valley Bank's no fee checking St. Joseph MO accounts means picking a bank that cares about your money. Our services and commitment to customer happiness make managing your finances simple.
Home Loans and Other Loan Services
Nodaway Valley Bank offers a wide range of loan services for different needs. Our home loans in St. Joseph MO include fixed and adjustable rates, and refinancing options. This ensures that everyone can find a loan that fits their situation. We also have bridge financing for those buying a new home before selling the old one.
Applying for a loan can seem tough, but we've made it easier. For home loans, you'll need to provide pay stubs, W-2 or 1099 forms, and tax returns for the last two years. You'll also need bank statements, investment statements, and a valid ID. Plus, a signed "Contract to Purchase" and an earnest money check are required.
We also have commercial and agricultural loans for businesses and farmers. These loans offer quick decisions and flexible repayment terms up to 60 months. Nodaway Valley Bank is the 20th largest bank in Missouri, with $884 million in assets and a wide range of services for our community.
Our services aren't just for home loans. We also have competitive personal and auto loans with various terms and rates. But, we don't offer student loans. For a smooth loan experience, visit our loan center at 1302 S Riverside Road or our branches at 6304 King Hill Avenue and 4001 N Belt Highway.
?
Conclusion
Nodaway Valley Bank in St. Joseph, Missouri, is a top choice for banking. It offers both old and new banking services. With 155 years of history, it has become a key part of the community.
The bank has many services for personal and business needs. Its NVB Mobile Banking service is secure, using 128-bit SSL encryption. It also locks access after wrong login attempts to protect your data.
The bank is financially strong, with $884 million in assets and $738 million in deposits. It has a low Texas Ratio of 0.81% and FDIC insurance up to $250,000. This shows it's reliable and safe.
It has eight locations in Missouri and built the first drive-up facility in 1965. It also offers good rates on savings and money market accounts.
Customer happiness is a big deal for Nodaway Valley Bank. It has high ratings and great customer service, including a mobile app rated 3.9 out of 5. You can manage your money on the go, checking balances and finding ATMs or branches by text.
For more info, visit their profile at Nodaway Valley Bank. Nodaway Valley Bank is a reliable and forward-thinking bank. It's a great choice for people and businesses in St. Joseph, Missouri.
Contact them at:
Nodaway Valley Bank1302 S Riverside Rd
St. Joseph, Missouri 64507
Phone: 816-364-5678
FAQ
What are the banking services offered by Nodaway Valley Bank in St. Joseph, MO?
Nodaway Valley Bank in St. Joseph offers many personal banking services. These include checking accounts, savings plans, and digital banking. For businesses, we have commercial loans, agricultural financing, and custom credit services.
Can I open an online account at Nodaway Valley Bank in St. Joseph, MO?
Yes, opening an online account with us is easy. We make the process smooth and convenient for everyone.
Does Nodaway Valley Bank offer free and no-fee checking accounts?
Absolutely! We have both free checking and no-fee checking accounts. They meet your financial needs.
What kind of loans does Nodaway Valley Bank in St. Joseph, MO offer?
We offer many loan services. These include home loans, consumer loans, commercial loans, and agricultural financing. Our options help with different financial situations and goals.
How is Nodaway Valley Bank involved in the St. Joseph community?
As a community bank, we participate in local events and support initiatives. We aim to grow the economy and develop the community. Our goal is to strengthen our ties with St. Joseph residents.
What makes Nodaway Valley Bank stand out as the best bank in St. Joseph, MO?
Our customer service, modern banking, and personal touch set us apart. We're known for our commitment to customer satisfaction and reliable services.
Can I get an instant issue debit card at Nodaway Valley Bank in St. Joseph, MO?
Yes, we offer instant issue debit cards. You can get your card right away when you open or request an account.
What features does the Nodaway Valley Bank mobile banking app offer?
Our mobile app has features like real-time alerts and digital wallets. It also allows for immediate bill payments, mobile deposits, and quick financial management. It's convenient whether you're at home or on the move.
How do customers rate Nodaway Valley Bank located in St. Joseph, MO?
Customers highly rate us for our attentive service, reliability, and personal touch. Reviews often praise our excellent customer service and easy-to-use banking solutions.
Other Services Offered include: