New York Contractors - 10 Things Your Insurance Agency Doesn’t Want You to Know About Them
Gary Wallach
BGES Group - Specialties: New York Construction Insurance (Cover Tri-State); Workers' Compensation Insurance for any Type Business Owner - 914-806-5853
1. They Don’t Market Your Account at Renewal?
? When your policy is up for renewal, your agency likely doesn’t shop around for better rates. As a result, you may face double-digit premium increases without knowing other options are available.?
2. Your Account Executive is Overloaded?
? The account executive assigned to you could be managing 150 to 200 accounts, leaving them with limited time and attention to focus on your needs.?
3. Constant Turnover of Account Executives?
? Due to high turnover, the account executive servicing your account probably doesn't know your business well, leading to inefficiencies and mistakes.
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4. Poorly Trained Account Executives?
? Many account executives lack sufficient training, despite often knowing more than their clients. This can lead to subpar advice and service.
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5. Your Agency Account Executives Do Not Understand Your Policies Contract
? In some cases account executives do not understand the forms attached to your liability policies which could cause big problems.? For example, “Blanket Additional Insured Coverage” may not cover all parties required by each job contract.? You find out at time of claim or when it comes time to be paid.
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6. Slow Response Times?
? When you need assistance, it can be difficult to get someone on the phone. Emails might take hours or even days to receive a response, leaving you in the dark.
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7. Unnecessary Policy and Service Fees?
? Many agencies tack on thousands of dollars in policy and service fees, adding unnecessary costs to your insurance premium.
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8. Your Account is Ignored Post-Renewal
? Once your policy is renewed, some agencies won’t touch it again until the next renewal period. This neglect leaves your business exposed to changes in risk that could go unnoticed.
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9. Agencies Don’t Double-Check Policies?
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? Many agencies don’t thoroughly review policies when they’re issued. This can result in shocking errors that could affect your coverage when it matters most.
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10. Incompetence Runs Rampant
? Unfortunately, many employees in the insurance industry lack the competence necessary to handle your account effectively, leading to frustration and risk exposure.?
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If you’re tired of dealing with agencies that fall short, contact Gary Wallach at BGES Group. Gary specializes in contractor insurance and offers the exact opposite of what was described above—exceptional service, attention to detail, and expert handling of your account.?
Call: 914-806-5853?
Email:?[email protected]
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Like a friend referring an account to you, go read BGES Group’s “Google Reviews” and learn what others are saying about our insurance office.? It will help you in deciding whether or not to contact us.
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BGES Group is one of New York, New Jersey, and Connecticut's Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders' risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers' compensation, N.Y.S. disability, and group health.? Our commitment to you goes?beyond?the policies we?provide. We are always just a call, text, or email away, ready to assist you, even?on?weekends. We understand the importance of your business and are here to help?you navigate any insurance challenges.?
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BGES Group are?Workers' Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or?whatever your issue. We can help!? We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and?Truckers; we can help ANY tri-state business owner. We are considered "Preferred Agents" for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.?
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If you want to speak with us, call Gary Wallach at 914-806-5853, click?here to email, or visit our website.
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Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY?10538
email:?[email protected]
website: https://www.bgesgroup.com
? - Copyright – 2024 - BGES Group
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