New Short Term Disability Accident and Sickness or Accident Only Plans
Rick Stolz CLU, ChFC, RHU, CLTC, LUTCF,
Since 1980 President at Diversified Insurance Brokers, Inc.
Short term disability accident and and sickness or accident only plans are getting harder to find from companies in the DI market. This product really fits a much broader under served market than white collar disability since most people in the middle white or blue collar or lower income markets would like to have individual disability but its cost prohibited for them. These people usually only have very limited funds in reserve and live a lot of times pay check to pay check. Having a plan like this would at least give a family time to adjust to their new circumstances and still pay some bills as they come in with having either a zero , 7 , 14 and more waiting period available before benefit payment starts. Also a 13 , 26 week or 1 and 2 yr. benefit period is available. $ 600 maximum weekly benefit. 18 - 60 age last birthday and guarantee renewable to 65 with and conditionally renewable to age 70 product features. Disability insurance has been a great door opener for an agent instead of life insurance and a much easier conversation with a new person or customer.
Thank You
Diversified Insurance Brokers , Inc. since 1980. 770-662-8510 or 800-533-5969
Email [email protected] or [email protected] for complete and further information questions or a quote.
Product depends on state approval and regulations.