Never auto renew your car insurance

It’s easy to auto renew your car insurance, but is it better than shopping around?...

It’s easy to auto renew your car insurance, but is that the most cost-effective option? You might save money by shopping around.

Your insurance policy usually lasts 13 months in the UAE, but the best time to start researching is 21-30 days before it expires. Ask your current provider for their best deal (it should be at least 15% lower), then compare with other providers.

What if my renewal price is more expensive? This could be due to making a claim on the insurance, changing your car specs or the warranty on your car finishing. It’s worth shopping around to check other options if this is the case.

You won’t necessarily save money by staying with the same provider; however, you may be able to negotiate a better deal with them. Price isn’t everything; remember to consider benefits too, such as: ~

Valuable add-ons such as windscreen breakdown cover, GCC cover, roadside assistance, courtesy car service, etc.

Improved customer service; you’ll be grateful for this if you do have to make a claim! Take note of call centre wait times and representatives’ tone and actions. Ask current customers how the company handled their claim.

Look for the overall best deal on your car insurance. Different insurers quote premiums based on several factors. For instance, a company may include additional features within the standard coverage or extra perks and discounts on other services.

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