Neo-Liberalism Caused the Housing Crisis it does not have the tools to fix it. What do Brandon Lewis and Pricedout stand for? Asking for a friend.

Self-evidently to have more homes one has to build more homes and yet in the oversimplified trickle-down narratives of Neo-Liberalism this is only one thrid of the story. One third is the demand side, so what's the third leg of this very unsatisfactory stool? that's as in milking not as in sample although it might as well be.

Bank of Dave and the Horizon Scandal give a clue to how the bought and paid for state monopoly capital talking shop has a vested interest in business as usual.

Still lets hear what Brandon Lewis's new vehicle has to say on "The Housing Crisis". Pay very close attention to what is not said.

First here is Chat GPTs summary of ideas from a collage of videos and policy docs. Of Brandon Lewis's article he is the newest recruit to Pricedout a Policy Think tank and pressure group?

Summary.

1. Implementing substantial planning reform to address the housing crisis, including measures to release green belt land for development within close proximity to railway stations.

2. Advocating for greater densification as a policy lever to address planning restrictions and boost economic growth, while also improving existing local infrastructure.

3. Highlighting the economic impacts of the housing crisis, including the potential loss of GDP and the impact on job vacancies and population demographics.

4. Emphasizing the need for cross-party collaboration to tackle the housing crisis, acknowledging that politicians of all stripes bear responsibility for the current situation.

5. Urging fellow Members of Parliament to support pro-housing organizations and initiatives, such as PricedOut and the Adam Smith Institute, in order to address the pressing issue of housing affordability and availability.

Brendon Lewis has joined Priced Out and has just published his handy pocket guide to fixing the housing crisis? "Put spades in the ground and build more homes".

Minister of State for Housing and Planning Brandon Lewis

Conservative

Yes (Rolling Eyes, ED) he was on the roster of the 16 encumbents of the Office of Minister of state for housing since the coalition Cameron Government elected in 2010. Remember the coalition was a Joint Effort with Cleggs Lib Dems along with notable Lib Dem Vince Cable.

See what Pricedout stand for in their Manifesto here.

Summary.

1. Implementation of Community Land Auctions to capture the increase in land value due to planning reforms, benefiting the community.

2. Reformation of leasehold tenure to promote commonhold developments and provide greater protections for those in leasehold estates.

3. Introduction of design codes via Street Votes to simplify the process of delivering new housing while enhancing the local area's character.

4. Replacement of Community Infrastructure Levies and Planning Obligations with a Development Tax to encourage local authorities to be more supportive of housing.

5. Adoption of a scheme similar to California’s Builders’ Remedy to incentivize authorities to update their local plans.

6. Introduction of low-income housing tax credits for local authorities to directly benefit from building affordable rented accommodation.

7. Abolishment of council tax and stamp duty in favor of Fairer Share’s proportional property tax for a fairer system.

8. Release of greenbelt protections from land within walking distance of train stations to facilitate housing development.

9. Reintroduction of legal aid for housing disputes to support individuals unable to obtain independent legal advice.

These ideas aim to address the housing crisis by making housing more popular with individuals and local authorities, ultimately leading to an increase in the supply of homes and a reduction in house prices.

Some of the dramaticus personae from the Priceout band wagon.

Freddie Posner. Executive Director

summary

1. The Conservative Party's approach to a hard Brexit has been a point of contention, with calls for a lockdown being made earlier to potentially save lives.

2. The government's handling of the pandemic, particularly in relation to the NHS track and trace app, has been criticized for being technologically impossible and a waste of resources.

3. There is a lack of confidence in the government's ability to address the shortcomings in public health sectors and local councils, leading to a fractal of failure and a sense of contempt for the people.

4. The failure extends beyond the pandemic response, encompassing issues such as contracts given to associates and the treatment of asylum seekers, raising concerns about human rights violations and international agreements.

5. The government's approach to criminal justice, including court capacity, legal aid, and sentencing, has also come under scrutiny for not prioritizing fairness and safety.

6. The overall sentiment is one of disappointment and a call for accountability, urging against making the mistake of placing confidence in a government that has failed on multiple fronts.

The Return of Help To Buy? - Freddie Poser on LBC

summary

Here are a few ideas to address the housing supply crisis:

1. Increase house building: It is crucial to focus on building more homes to meet the growing demand. Initiatives such as the commitment to build 300,000 homes per year can have a significant impact on addressing the shortage.

2. Encourage local support: Developing solutions that garner support from local communities is essential. This can involve engaging with residents and addressing their concerns while emphasizing the benefits of increased housing supply.

3. Regulatory measures: Implementing regulations to control house prices and ensure affordability is important. This can help prevent speculative price increases driven by high demand in certain areas.

4. Long-term planning: It is necessary to adopt a long-term approach to tackling the housing supply crisis. This includes setting realistic targets and consistently working towards achieving them over an extended period.

5. Collaboration with stakeholders: Collaboration between government, developers, local authorities, and community groups is vital. By working together, a more comprehensive and effective approach to increasing housing supply can be developed.

6. Addressing regional disparities: Recognizing that housing shortages are not limited to specific regions and tailoring solutions to address different local challenges is crucial. This can involve targeted initiatives for areas experiencing particularly acute shortages.

7. Innovation in construction: Exploring innovative construction methods and technologies can help expedite the building process and reduce costs, contributing to increased housing supply.

8. Supporting first-time buyers: Initiatives such as comprehensive mortgage guarantee schemes and first-option opportunities for new homes for first-time buyers can help make homeownership more accessible.

These are just a few ideas that can contribute to addressing the housing supply crisis. Implementing a combination of these approaches tailored to specific regional and national contexts can lead to tangible progress in resolving this pressing issue.

The UKs Housing Crisis ft. Freddie Poser

Center for New Liberalism

1. To address the severe housing crisis in cities like London and New York, it's crucial to understand the historical context of the planning process. This includes examining the evolution of housing policies and the impact of political dynamics on housing development.

2. The UK's planning system, characterized by strict development control and discretionary approval processes, has contributed to the lack of sufficient housing supply. Understanding the nuances of this system is essential in formulating effective solutions.

3. It's important to recognize the diverse factors contributing to opposition against housing development, including concerns about environmental impact, green spaces, traffic, and public services. These factors often shape the resistance to new housing projects.

4. The political landscape plays a significant role in housing policies, with different parties having varying approaches to addressing the housing crisis. While there have been attempts by both Labour and Conservative governments to tackle the issue, the effectiveness of these efforts remains a point of contention.

5. With the upcoming elections and the emergence of leaders like Kier Starmer advocating for pro-housing policies, there is potential for a shift in the political will towards addressing the housing crisis. The alignment of housing as a key policy agenda for political leaders can significantly influence future housing developments.

6. Collaboration between local authorities, national government, and advocacy groups is crucial in formulating comprehensive strategies for housing development. This includes addressing challenges related to planning permissions, regulatory burdens, and investment in infrastructure for housing projects.

7. To gain deeper insights into the history and complexities of housing policies in the UK, exploring research articles, publications, and expert analyses can provide valuable perspectives. Additionally, following organizations and individuals actively engaged in housing advocacy can offer ongoing updates and insights into the evolving landscape of housing development.

8. It's imperative to emphasize the economic implications of addressing the housing crisis, particularly in driving productivity growth and creating opportunities for sustainable urban development. Balancing economic considerations with social and environmental impacts is essential in shaping holistic housing policies.

9. As efforts are made to navigate the intricacies of housing development, a focus on evidence-based solutions, public engagement, and cross-party collaboration can pave the way for meaningful progress in addressing the housing crisis.

Parliamentary Podcast Special: Simon Clarke MP amp; Andrew Western MP

Here are a few ideas to address the housing supply crisis:

1. Increase house building: It is crucial to focus on building more homes to meet the growing demand. Initiatives such as the commitment to build 300,000 homes per year can have a significant impact on addressing the shortage.

2. Encourage local support: Developing solutions that garner support from local communities is essential. This can involve engaging with residents and addressing their concerns while emphasizing the benefits of increased housing supply.

3. Regulatory measures: Implementing regulations to control house prices and ensure affordability is important. This can help prevent speculative price increases driven by high demand in certain areas.

4. Long-term planning: It is necessary to adopt a long-term approach to tackling the housing supply crisis. This includes setting realistic targets and consistently working towards achieving them over an extended period.

5. Collaboration with stakeholders: Collaboration between government, developers, local authorities, and community groups is vital. By working together, a more comprehensive and effective approach to increasing housing supply can be developed.

6. Addressing regional disparities: Recognizing that housing shortages are not limited to specific regions and tailoring solutions to address different local challenges is crucial. This can involve targeted initiatives for areas experiencing particularly acute shortages.

7. Innovation in construction: Exploring innovative construction methods and technologies can help expedite the building process and reduce costs, contributing to increased housing supply.

8. Supporting first-time buyers: Initiatives such as comprehensive mortgage guarantee schemes and first-option opportunities for new homes for first-time buyers can help make homeownership more accessible.

These are just a few ideas that can contribute to addressing the housing supply crisis. Implementing a combination of these approaches tailored to specific regional and national contexts can lead to tangible progress in resolving this pressing issue.

James Yucel, External Affairs Manager

Having joined us in 2022, James is responsible for overseeing PricedOut’s partnerships and communications strategy.

James has previously worked at the House of Commons and founded Defund the BBC – a digital campaign which amassed over 60,000 followers within 48 hours of launch.

Alongside his work at PricedOut, James is a Don Lavoie Fellow at the Mercatus Center. He tweets at @JamesInCity

And there Pricedout and its clack' rests their case for Supply-side Jesus.

Al Frankens SUPPLY SIDE JESUS... animated - by Wes Ball

Of course there are supply-side problems and of course one would expect the Neo-Liberal ideologues to give a good account of their side of the story There is also the Demand side of the story and often neglected or not mentioned at all most importantly the effective demand ( Finance ) side of the story.

Turning houses into gold: the failure of British planning

Britain’s crisis of housing affordability is nothing to do with foreign speculators, according to Paul Cheshire. Rather, it is a result of decades of misguided planning policies that constrain the supply of land and turn houses into something like gold or artworks. Houses have been converted from places in which to live into people’s most important financial asset.

This almost hits the bulls eye in fact British housing is the most important collateral at the base of the whole monetary system.

This almost hits the bulls eye in fact British housing is the most important collateral at the base of the whole monetary system.

Addressing the Affordable Housing Crisis: A Multi-Faceted Approach

The affordable housing crisis is a pressing issue that requires a comprehensive and multi-faceted approach to achieve sustainable and equitable housing for all. Various potential solutions have been proposed to tackle this complex problem, ranging from policy reforms to financial regulations and social interventions. In this article, we will delve into some of these proposed solutions and explore their implications for addressing the affordable housing crisis.

Increasing Government Funding for Affordable Housing Development

One potential solution to the affordable housing crisis is to increase government funding for affordable housing development. By allocating more resources to the construction of affordable housing units, governments can help bridge the gap between housing supply and demand, particularly for low-income households. This approach requires a commitment to long-term investment in affordable housing infrastructure and can have a significant impact on expanding access to affordable homes.

Implementing Inclusionary Zoning Policies

Inclusionary zoning policies are another effective tool for addressing the affordable housing crisis. These policies require property developers to include a certain percentage of affordable housing units in new developments. By mandating the inclusion of affordable units in market-rate developments, inclusionary zoning can help create mixed-income communities and expand access to affordable housing in high-demand areas.

Increasing Access to Housing Vouchers and Rental Assistance

Expanding access to housing vouchers and rental assistance programs is crucial for supporting low-income individuals and families in securing stable and affordable housing. By providing financial support for housing costs, these programs can help alleviate the burden of high rental prices and improve housing affordability for vulnerable populations.

Encouraging Mixed-Income Developments

Promoting mixed-income developments is essential for creating diverse and inclusive communities. By integrating affordable housing units within market-rate developments, cities and municipalities can foster social and economic diversity, reduce segregation, and provide affordable housing options in desirable neighborhoods.

Reducing Barriers to Housing Development

Addressing regulatory barriers and streamlining the permitting process for housing development can help expedite the construction of affordable housing units. By simplifying approval procedures and reducing red tape, governments can facilitate the timely delivery of new housing projects, thereby increasing overall housing supply and affordability.

Supporting Community Land Trusts and Innovative Housing Solutions

Community land trusts and innovative housing solutions such as modular housing can offer alternative approaches to affordable housing development. Community land trusts enable local communities to collectively own and manage land, ensuring long-term affordability and community control. Similarly, modular housing presents a cost-effective and efficient method for constructing affordable homes, offering potential solutions to address the shortage of affordable housing.

Homeownership Rates and Economic Stability

While homeownership rates are traditionally associated with economic stability, affordability remains a critical factor. Policies aimed at increasing funding for affordable housing development and reducing barriers to homeownership for low-income households are essential for addressing the crisis. By prioritizing affordability, governments can promote sustainable homeownership opportunities for all members of society.

Absorption Rate for New Home Development

The absorption rate for new home development is a key consideration in addressing the affordable housing crisis. It is important to decouple affordable homes from the absorption rate for full market value homes in order to meet the existing demand represented by Housing Association and Local Authority waiting lists. Differentiating products to address differing markets can help accelerate the overall rate of build-out on large sites, thereby increasing the supply of affordable housing.

Rentierisation and Financialisation in the Housing Market

Addressing rentierisation and financialisation in the housing market requires regulatory measures and incentives for affordable housing development. By regulating the real estate market and promoting sustainable housing practices, governments can mitigate the negative impact of speculative investment and prioritize the provision of affordable housing for all segments of society.

Influence of Lobbyist and Think Tank Groups

The influence of lobbyist and think tank groups varies by country, with organizations such as the National Association of Realtors and the National Low Income Housing Coalition shaping the narrative in the US. In the UK, entities like the National Landlords Association and think tanks like the Adam Smith Institute play a role in influencing housing policies. Understanding the influence of these groups is essential for shaping effective policy responses to the affordable housing crisis.

Household and Financial Wealth for Collateralizing Bank Balance Sheets

Household and financial wealth play a crucial role in collateralizing bank balance sheets, particularly in the context of mortgage lending. Monitoring the mortgage market is essential to mitigate risks and ensure financial stability. Policies aimed at increasing access to credit for low-income households must be carefully monitored to avoid excessive risk-taking and safeguard financial resilience.

Demutualization of Building Societies

The demutualization of building societies in the UK has had significant implications, including loss of member control, short-term focus, risk-taking, reduced lending to low-income borrowers, and loss of community ties. Understanding these consequences is essential for informing future policy decisions related to housing finance and lending practices.

Central Bank Digital Currencies and Sustainability Goals

Central bank digital currencies, vaccination passports, and social points systems have the potential to align with some of the United Nations' sustainability goals. However, it is imperative to address potential downsides and risks associated with these technological innovations, particularly in relation to their impact on housing affordability and access.

UN Land Value Capture Policies

The influence of UN land value capture policies at local levels varies, with different approaches observed in frameworks such as the UK's National Planning Policy Framework and London's Greater London Authority. Understanding these variations is essential for implementing effective land value capture mechanisms that support affordable housing development.

Theory of Aggregated Credit and Affordable Housing Crisis

Applying the theory of aggregated credit to the affordable housing crisis involves increasing access to credit for low-income households while carefully monitoring risk-taking behaviors. Balancing credit accessibility with prudent risk management is crucial for expanding homeownership opportunities without compromising financial stability.

Trends in Housing Tenure and Domestic Debt

Trends in housing tenure and domestic debt over the past 40 years highlight increasing homeownership, rising mortgage debt, increasing rental prices, rising household debt, growing inequality in housing tenure, and heightened vulnerability among renters. Addressing these trends requires comprehensive policy interventions aimed at promoting sustainable homeownership and enhancing rental affordability.

Addressing Oligarchical Financial Rentier Class

To redress the grip of an oligarchical financial rentier class, policies promoting affordable housing, tax reform, land value taxation, increased access to credit, and regulation of monopolies are essential. By addressing structural inequities in the housing market, governments can work towards creating a more equitable and inclusive housing landscape.

Conclusion

In conclusion, addressing the housing crisis requires a multifaceted approach involving policy reforms, financial regulations, and social interventions to ensure sustainable and equitable housing for all. By prioritizing affordability, promoting inclusive development practices, and addressing systemic barriers, governments can work towards creating a more accessible and diverse housing market that meets the needs of all members of society.

The Home@ix Dashboard: A Solution for Affordable Housing Provision

The Home@ix Dashboard offers a white-label app for digital sales outlets, catering to larger sites with multiple outlets or smaller sales outlet sites. This innovative tool not only helps satisfy s.106 and CIL provisions but also caters to various buyer types such as down-sizers, key workers, and more. Additionally, it provides support for housing associations and PRS fleet buyers while complementing existing sales and marketing efforts. By leveraging digital sales outlets, developers can reach targeted local demand homeowner groups specific to their location, thereby contributing to increased accessibility of affordable homes.

The New Normal for House Building

The trend towards increased differentiation within large sites presents an opportunity to accelerate build-out rates by offering much more housing of varying types, designs, tenures, and affordability levels. This approach aligns with Sir Oliver Letwin's call for differentiation of financialized house building and social house building. By allowing housebuilders to open more outlets and provide a diverse range of products, locations, and price points, local planning authorities can support SME housebuilders and new entrants into the industry, contributing to an overall increase in new homes delivery.

In summary, addressing the affordable housing crisis requires a combination of strategic policy interventions, innovative solutions, and collaborative efforts across government, industry, and community stakeholders. By embracing a holistic approach that prioritizes affordability, diversity, and inclusivity, we can work towards creating a more equitable housing landscape that meets the needs of all members of society.

From Post War Consensus, through Neo Liberalism the Grenfell Corporate Murder of innocents

See from 21.05 minutes for an interview no longer available on you tube but on wayback machine and edited into the above video

Published on Jun 16, 2017

THIS IS AN EXTRAORDINARY INTERVIEW!!! “I’m very concerned as to why Mrs May came out so quickly to say public inquiry. What is there that she knows that needs to be hidden”, Residents should, “really be demanding an INQUEST from the Government” Sophie Khan, solicitor for the victims of the Lakanal House tower block fire in Camberwell in 2009, says that a public inquiry is NOT the right way to pursue an investigation into the events surrounding the Grenfell Tower fire. “The right way is INQUESTS. The families have a right to participate ……… the Coroner is independent of the Government. In a public inquiry it is very much Government led, Government controlled, Government outcome”. When asked, “Do you think it’s an absolutely worked out position that if the Government goes for a public inquiry and NOT an inquest, they will be not subject to the same scrutiny?” Ms Khan said, “YES, that is correct,; because in an inquest they (the Government) lose control ”

Going Direct Spring 2024

?

Going Direct with Home@ix 2024

Dear Homemakers and Homebuilders,

I am pleased to report that having navigated the Winter of discontent of 2023-2024, we are now ready for and looking forward to the Going Direct spring of 2024.

Looking for a model to offer homemakers to secure affordable home ownership has been proving an intractable problem for many years and it seems to us at Home@ix that that is how things will remain without Local Businesses and Local People grabbing the bull by the horns and organising locally.

Our solution offers supply chain sophistication and scale discounts whilst keeping the Project control and profit within the geographical areas where Home@ix Homeagineers apply our Volume Housebuilding Skill-set.

We are presently looking at suitable locations for out Pattern Home sales centres and meanwhile look forward to working with our first homemakers for the Beta Roll out of our product. Ours is a truly collaborative and cooperative approach together with our Home Makers (Home@gineers) and Supply chain partners. The web site update has all of the Nuts on bolts or Joists and noggins as it were so let's get building.

Best Wishes?

Roger CEO Home@ix

https://www.homeatix.net/