My journey into the world of early retirement and the surprising findings that could change your perspective

My journey into the world of early retirement and the surprising findings that could change your perspective

Picture this: you've just retired at the age of 55, and you're about to embark on an exciting new chapter of your life. But what if I told you that this decision might actually help you live longer? Intriguing, right? As I delved into the world of early retirement, I discovered some fascinating research that might make you rethink your retirement plans.


  1. The Infamous Shell Study: In the 1980s, a study involving Shell Oil employees caused quite a stir. It found that those who retired at 55 had lower mortality rates than their counterparts who retired at 65. While critics have questioned its methodology, it still begs the question: could retiring early be the secret to a longer life?
  2. The Dutch Connection: Imagine my surprise when I stumbled upon a 2016 study from the Netherlands that revealed early retirement could significantly reduce mortality rates. But there's a catch - this effect could be partly due to early retirees' pre-existing health issues.
  3. The Enigmatic Blue Zones: When I first heard about the world's "Blue Zones" - areas with the highest concentration of centenarians - I was captivated. One common factor among?these longevity hotspots is a relaxed lifestyle, which often includes early retirement or low-stress work. Could the key to unlocking a longer life be hidden in these far-flung locations? While these findings are certainly thought-provoking, it's important to remember that correlation doesn't equal causation. Early retirement alone may not guarantee a longer life. Other factors, like financial security, social connections, and lifestyle choices, are essential for overall well-being.
  4. Stress Less, Live More: My research led me to a 2017 study that showed retirement could reduce mental and physical health problems, particularly for those leaving high-stress jobs. This finding hit close to home, as it resonated with my own desire to escape the daily grind and embrace a more fulfilling life.
  5. Active Retirement, Happy Life: My pursuit of the early retirement benefits brought me to the Oregon Healthy Retirement Study. It found that retirees who stayed active and engaged in leisure activities enjoyed better physical and mental health outcomes. This reinforced my belief in the importance of cultivating a vibrant and meaningful retirement, regardless of when it begins.
  6. While early retirement may be correlated with a longer life, the decision to retire early should be tailored to your unique circumstances and goals. For me, the prospect of a longer, healthier life is worth exploring every possibility, including early retirement. Before you take the leap, consider whether early retirement will help you unlock the secret to a longer, more vibrant life.

I really hope that the above points will help those friends that I have spoke to over the last few years who are fearful of retirement from corporate. Active retirement or rather starting on Life 3.0 is the key to the next and very important stage of life. It is the stage where you can make a difference to society, deepen relationship with people that matters and enjoy the wonders that the world can offer. It is a good life indeed...if you plan for it!

Hwee Fong Yong 杨慧芳 BCCS, CIRM, FSM, APP, Tech IOSH, WSHO

Advocate in risk-based approach to safety, enterprise risk and business continuity management | Muay Thai fan and a runner

1 年

Excellent article!

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Thank you for sharing

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Thank you for your sharing. It is no wonder I find serving together with you in TTAB such an awesome and meaningful journey. Indeed, we often need to disconnect to connect and planning is key. I am glad that in my lifetime, I can cross path with you. Our coddiwompling life journey continues …

Elaine Liew

Asia Pacific Leader, Master’s program in Sustainability, SDGChampion, Digital Govt Advisory, Edge and Cloud computing, Cybersecurity, Public Policy , D&I Champion, Talent Community CoFounder, Accredited Director

1 年

There’s no end to work , there’s definite end to one’s life

Elaine Liew

Asia Pacific Leader, Master’s program in Sustainability, SDGChampion, Digital Govt Advisory, Edge and Cloud computing, Cybersecurity, Public Policy , D&I Champion, Talent Community CoFounder, Accredited Director

1 年

Great sharing Tiong Gee

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