MUDRA LOAN

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???????????????????????????????????????????????????????????????????????????????? ??Dt:11.04.202

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Think Positive Think Profit

The above scheme has created many entrepreneurs and created jobs.

It is high time, banks should be proactive and liberally give loans and we find banks are not aggressively distributor loans and procedurally delay / regret loans without any reasons assigned and make entrepreneurs to run for pillar to post.

For loan above 7 to 8 lacs, they are asking 3 years IT returns, whether it is required?

For 10 lacs loan, is it necessary to have income tax returns?

Many times portal does not work this making loan process difficult.

It is time for government to look into difficulties and challenges faced by entrepreneurs so that scheme can be made uncertainly.

?Also, where so ever have performed well, for say last two or three years, shall be permitted to go to next level and if required, add on scheme can be formulated as their track record is established and behaviour pattern is known.?

?Please give your suggest / viewpoints.

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Regards,

Nilesh Desai?

Director,

SMEA Analytics Pvt Ltd

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