Moving to Poland: A Guide for Expats

As a licensed real estate agent and broker, a member of the Polish Federation of Real Estate Agents Polska Federacja Rynku Nieruchomo?ci (PFRN), and the National Association of REALTORS? (NAR), I have been assisting expats in their relocation process to Poland for several years. My expertise lies in understanding the nuances of the Polish real estate market and the specific needs of those relocating to Poland. This guide aims to provide insights for those considering making the move, covering everything from the reasons people choose Poland, to the formalities involved, and the importance of working with experienced and licensed professionals.

Why Move to Poland?

Economic and Social Data

Poland, as of 2024, is experiencing steady economic growth, expected to oscillate around 2.3%. The unemployment rate is set to rise marginally in 2024, but remain at a historical low of close to 3%. The average interest rate for housing loans denominated in PLN (Polish Z?oty) was 5.22%. These figures indicate a stable economy and a relatively low unemployment rate, making Poland an attractive destination for those seeking job opportunities.

In addition to these figures, Poland has a strong industrial sector, with a focus on automotive, machinery, and chemical production. The country also has a growing service sector, particularly in IT and business process outsourcing. The Polish government has implemented various incentives to attract foreign investment, including tax breaks and grants for research and development activities.

Growth in Foreign Residents

The number of foreigners moving to Poland has been steadily increasing. As of the latest data available (October 2023), over one million foreigners were performing work in Poland, an increase of over 28 percent compared to the previous year. This growth in foreign residents reflects the country’s welcoming attitude towards expats and its ability to provide opportunities that attract foreign talent.

This trend is expected to continue, as the Polish government has implemented policies to attract skilled workers from abroad. These include simplified procedures for obtaining work permits and the introduction of the “Blue Card” scheme, which allows highly qualified non-EU citizens to live and work in Poland.

Reasons for Moving to Poland

There are numerous reasons why foreigners choose to move to Poland. These include:

Quality of Infrastructure: Poland has a high quality of roads, social, and urban infrastructure. Many large cities provide an accessible environment for cyclists, people with wheelchairs, and people with limited mobility. In addition to this, Poland has been investing heavily in its digital infrastructure, with widespread broadband internet access and a growing number of tech hubs and coworking spaces.

Safety: According to the latest data from the 2024 Global Peace Index, Poland is ranked 32nd?in the world. This ranking reflects the state of peace in the country based on a variety of factors, including societal safety and security, the extent of ongoing domestic and international conflict, and the degree of militarization. In addition to this, Poland has a well-developed healthcare system, with a high standard of medical care and numerous hospitals and clinics throughout the country.

Hospitality: The locals are known for their hospitality and friendliness towards foreigners, making it easy for newcomers to feel at home. This extends to the business world as well, with many Polish companies offering support and resources for expat employees.

Natural Beauty: Poland is renowned for its natural beauty, with diverse landscapes that include mountains, forests, and beaches. The country has 23 national parks and numerous nature reserves, offering plenty of opportunities for outdoor activities.

Culinary Delights: Polish cuisine is another attraction. From hearty dishes like pierogi and bigos to sweet treats like paczki and makowiec, the food is a big part of the cultural experience. In recent years, Poland has also seen a rise in the popularity of international cuisine, with a wide range of restaurants offering dishes from around the world.

Tech-Friendly Environment: Poland is a tech-friendly place, with a strong IT sector and widespread internet access. The country has a vibrant startup scene, with numerous tech events and meetups taking place throughout the year.

Work-Life Balance: Some expats find that the work-life balance in Poland is better than in their home countries. For example, in academia, there seems to be less pressure on young researchers to work an inhumane amount of hours. In addition to this, Poland has a strong tradition of celebrating holidays and personal milestones, with generous leave policies for events such as weddings and the birth of a child.

Work-Life Balance: According to the OECD Better Life Index from the year 2023, Poland scores a 6.1 out of 10 in work-life balance, which is slightly above the OECD average of 6.0. This suggests that many people in Poland are able to successfully manage their work and personal commitments. According to the Expat Insider 2023 survey, Poland ranks 30th out of 64 countries in terms of quality of life, with high scores in the “Leisure Options” and “Personal Happiness” categories. This suggests that many expats find living in Poland to be a positive experience.

Global Rankings

Poland is ranked 21 of 145 out of the countries considered for the annual Global Firepower review conducted in 2024. The nation holds a PwrIndx* score of 0.2917 (a score of 0.0000 is considered ‘perfect’). These rankings reflect Poland’s strong global standing and its favorable business environment.

In addition to this, Poland ranks highly in various other global indices. For example, according to the latest data from the 2024 Global Innovation Index, Poland is ranked 38th?in the world. This reflects its strong performance in areas such as development, patent activity, and high-tech exports.

Prognosis for Poland

The World Bank increased its annual GDP growth forecast for Poland to 3.0% in 2024. This is primarily on the back of the recovery in private consumption, supported by falling inflation rates, increased real wages, a tight labor market as well as increased social benefits and transfers. The World Bank also expects Poland’s economic growth to hit 3.4 percent in 2025. These forecasts indicate a positive outlook for Poland’s economy, which could attract more foreigners to move to the country.

In addition to this, Poland is expected to continue its trajectory of economic diversification, with a focus on high-value-added sectors such as IT, biotechnology, and advanced manufacturing. The government is also committed to sustainable development, with plans to invest in renewable energy and reduce greenhouse gas emissions.

Formal Aspects of Moving to Poland

For EU Citizens

EU/EEA and Switzerland citizens can move to Poland freely without undergoing the application process for a visa. However, they need to complete some legal formalities after entering the Polish territory. These include registering their stay and obtaining a PESEL number, which is required for various administrative procedures.

For Non-EU Citizens

Non-EU/EEA/Swiss citizens need a type of D visa (long-stay visa) and a temporary residence to be allowed to stay in Poland for a period longer than 3 months. The process for obtaining these documents can be complex and time-consuming, so it’s advisable to start the application process well in advance of the planned move.

Experts and Advisors

When moving to Poland, it’s crucial to engage the services of experts and advisors. These may include:

Legal Advisors: They can help navigate the legal aspects of moving to Poland, including visa applications and residency permits. They can also provide advice on other legal matters, such as employment contracts and property leases.

Real Estate Agents: A licensed real estate agent can assist in finding suitable accommodation and navigating the property market. They can provide valuable insights into local market conditions and help negotiate the best deal.

Translation Services: A reliable translator can help overcome the language barrier and ensure a clear understanding of legal documentation. They can also assist with other language-related tasks, such as translating business correspondence or providing interpretation services at meetings.

Tax Advisors: A tax advisor can provide guidance on tax-related matters, ensuring compliance with tax laws and regulations. They can help with tasks such as filing tax returns, claiming tax benefits, and planning for tax liabilities.

As a licensed real estate agent, I work with a full range of experts to ensure a smooth and successful relocation process. It’s important to note that real estate licenses aren’t obligatory in Poland, so it’s crucial to choose your advisors with caution.

Common Mistakes and How to Avoid Them

1. Underestimating the winter: Polish winters can be harsh with heavy snowfall and temperatures dropping below zero. It’s important to invest in good quality winter clothing and footwear.
2. Not learning the language: While many Poles speak English, particularly in larger cities, not knowing the local language can be a barrier in smaller towns and rural areas. Taking Polish language classes can be very helpful.
3. Ignoring paperwork: Poland has strict rules when it comes to paperwork. Make sure to keep all documents in order and always carry identification with you.
4. Overlooking health insurance: Make sure you have adequate health coverage. While Poland has a universal healthcare system, having private health insurance can give you access to private hospitals and clinics.
5. Renting without checking: When renting a property, make sure to check all the details of the contract and don’t hesitate to negotiate the terms. It’s also recommended to check the condition of the property and the appliances before signing the contract.

Conclusion

Moving to a new country is a significant decision that requires careful consideration and planning. With its robust economy, increasing foreign population, and high global rankings, Poland presents an attractive option for expats. However, it’s essential to understand the formalities involved and the importance of engaging with experienced and licensed professionals. With the right preparation, moving to Poland can be a rewarding and enriching experience. Whether you’re drawn by the economic opportunities, the cultural experiences, or the chance to explore a beautiful and diverse country, Poland has something to offer everyone. By being aware of the common mistakes and how to avoid them, you can ensure a smooth transition to your new life in Poland.

If you’re considering making the move, I invite you to reach out. With my professional expertise, international mindset, and dedicated network of collaborators, I am well-equipped to guide you through this significant transition.?