Most Popular Loan Products Offered
Good Morning,
Below are highlights of the Most Popular Loan Products Offered by my newest broker partner, G.T.C. Inc.
Please, review and follow up with any interest for loans (large or small / business, commercial, residential, industrial or hospitality).
Line of Credit up to $250,000 (Unsecured No collateral required)
1. Approvals in hours, access to LOC next business day
2. Monthly or Weekly payments...borrower chooses
3. True LOC: only pay interest on funds drawn & No prepayment penalty
4. Soft credit inquiry for approvals...no negative impact on your score
5. Credit score: 625 minimum
6. One year in business & monthly deposits of $20,000+
7. Available in all states except: NV ND SD
8. Simple 1 page app & last 3 months of business bank statements to qualify
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GTC recently secured a Nationwide FDIC banking relationship:
1. Competitive rates for all commercial loans for bankable clients
2. SBA loans delivered faster than their competitors
3. The BEST equipment loans in the Nation…incomparable terms & speed
4. A real bank that focuses on delivering the best in customer service
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A Lender for Fast Real Estate Closings and "Difficult" Properties?
1. This DIRECT Lender can close a real estate loan in 5 business days!
2. Loan amounts from $100K to $12MM
3. First lien at 55% to 65% LTV
4. In Deed of Trust, Non-Judicial Foreclosure states (24...ask for list)
5. "Outside the Box Deals": Workouts/Bailouts; Gas Stations; Churches; Gentlemens' Clubs;
Cannabis/CBD/Hemp; 1031 Exchanges; Probates and Trusts; Properties in Receivership;
Multi-State Cross Collateral OK
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Low-Doc and Non-Recourse Commercial Real Estate Loans at Competitive Rates
1. Nationwide loans from $3MM to $100MM
2. Non-Recourse and Low Doc (no personal or corporate tax returns required)
3. Competitive Rates on income producing properties: 6.75% to 8.25% (debt ratio of 1.3)
4. Term: 3, 5 or 10 year with balloon with interest only or 30 year amortization
5. Eligible Properties: Multifamily - Office - Mixed Use - Warehouse - Self Storage
6. Max LTV: 65%
7. Foreign Nationals allowed if they have a checking account in a U.S. based bank
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The Market's most competitive 30 year fixed, low-doc rental property mortgages:
1. Rates in the 7% to 9% range (subject to rising interest rates)
2. Low-Doc: No tax returns nor Financials
3. Property must be rented…the lease is used for debt ratios
4. Purchase and Rate & Term Refi’s up to 80% LTV
5. Cash-out Refi’s at 75% LTV
6. Minimum property value of $100,000
7. 670+ credit score
8. Close in 3 weeks if appraisers aren’t over-booked
9. Excellent for refinancing recently rehabbed property
(properties owned less than 6 months may increase rate)
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Nationwide Unsecured Business Loan with FLEXIBLE monthly payments
1. Time in business: 12 to 18 months is the minimum
2. Annual Revenues of $500,000 or greater
3. Loan Amounts: $50,000 to $1,000,000
4. Capital Purpose: Business Growth (some debt consolidation)
5. Focus on Communities of Color, Women, Veterans, LBGTQ+ & Empower Zones
6. Monthly payments are flexible & adjust to company cash flow (unique)
7. Profitable, break even or companies with clear path to profitable
8. Consistent revs from contracts, subscriptions, services preferred
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Fix & Flip or Hold Lenders: The 3 best in the Nation
1. All 3 are DIRECT lenders that are heavily capitalized (they are the check-writers)
2. Most operate Nationwide, a couple have a few state exceptions
3. When you have a POF from these lenders, it's like making a cash offer
4. Loan amounts from $75K to $5MM
5. One lender allows for deferred interest payments
6. Some lenders do not charge interest on construction funds until drawn
7. Quicker closings than banks...2 to 3 weeks
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Hard Money Real Estate Loans
1. Direct Lenders Nationwide from $25K to $100MM
2. Commercial/Investment properties (office/multifamily/mixed use/strip mall/industrial)
3. Terms: 1 to 3 years with well-defined exit strategy (refinance or sell)
4. New construction and land more difficult to place, but possible with strong sponsors
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Unsecured Business Loans Based on Bank Statement Deposits
1. Loan amounts based on 50% to 75% of monthly deposits in business bank account
2. Range: Micro-Loans as small as $2,500 to $1MM+ loan amounts
3. Payment frequency: Monthly, Weekly or Daily based on strength of company
4. We ONLY work with DIRECT Lenders…we protect our clients from “Broker Chains”
Regards,
Anthony A. McIntyre
President & CEO
McIntyre Professional Services LLc