Are most clients dealing with brokers the wrong way?
??When it comes to selecting a broker, some people often default to one simple question – “how cheap a deal can they get me?”
??This simply isn't the right way to think of, or deal with an adviser.
Other advisers will be shy to tell you that, for the most part, the fact is interest rates between banks are much of a muchness. ??We can negotiate more cash back than you may otherwise get, and help get other large fees waived, but this isn't the core value of using an adviser.
??An experienced adviser will guide you through the process, clear up anything you are unsure of, refer or deal directly with solicitors, real estate agents, accountants where needed to lighten your load, in what we know will be a stressful yet rewarding time in your life, without getting in the way.
??A good adviser will not cut off a relationship with your bank or any others, but are there to strengthen that relationship. We're there to build wealth for you through property and realise your ultimate goals.
??Speaking to an adviser is like sitting down with several banks at once, and each bank has a different set of criteria they use for approving a loan, so you greatly increase your chances of getting what you want so you aren't flying blind and playing russian roulette with your biggest asset.
??The adviser has a direct link into the lending unit of many banks, so we aren't any more the 'middle man', than the person you would see at a bank.
Most importantly, you need to know that signing up for a loan, also means signing up to pay a large amount of interest to a financial institution. I'm here to make sure you pay as little as possible, so you can own your home sooner or build equity to move on or upgrade. This can literally save you tens of thousands of dollars, and in some cases, 6 figures.
That's (just some of) the true value of an adviser. ??
??Let's chat and make it yours.
P: 0800 4 ZANE T
M: 021 296 1016
Read more: https://www.nzadviseronline.co.nz/breaking-news/are-most-clients-dealing-with-brokers-the-wrong-way-267878.aspx