The Mortgage Minute, 12/29/2023
Gregory Williams
Publisher of "The Mortgage Minute" newsletter assisting Doctors, CPAs, Lawyers, First Time Home Buyers, High Net Worth Clients and a myriad of other professions. We offer CONV/FHA/VA/USDA/JUMBO/CTP across the Southeast.
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It’s the final Mortgage Minute of the year and I’ll keep it brief ??. Have a Happy New Year and we'll see ya in '24!
Our new down payment assistance grants for 2024 will be available beginning January 2.? We’ll have $8000 for Homebuyer/Diversity Grant clients and $9000 for eligible First Responders, including Teachers and other school department staffers!? More details to follow, but that’s a 2024 task…?
Average Mortgage Rates continue to show improvement!? Purchase money rates are going to be lower than average for well qualified clients, we’re seeing around 6% for conventional purchase rates and below 6% for FHA, VA, and USDA clients.? Credit score and loan to value have big impact on rates so you’ll want to call or email us for specific loan scenario info as rates can change on a daily basis.
Sample social media post:
"Teacher friends, one of my favorite local lenders is offering $9k grants to eligible educators and other employees of the school system! You can use this for down payment and closing costs. I'd be happy to get your home search process going today and connect you with the lending team!"?
You can use our unique products and ENHANCED grants to market to market your listings.? If you’ve got listings in low or moderate income census tracts, most potential buyers would be eligible for at least $8k in grant funds which can be used to pay closing costs.? First Responders, including teachers and other employees in the education system can obtain a $9k grant.? Our Home Start program works in conjunction with the grants and offers up to 100% financing with no PMI!? We’re happy to help determine the census tract for your listing, just give us a call and we’ll walk you through the process ??
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We’re always looking for opportunities to engage with our communities, let us know if we can sponsor your group for a future event.??
Let’s sell some homes!
领英推è
Have a great week!?
Greg Williams
AVP/Senior Mortgage Banker
404-457-4143 cell |?
2987 Clairmont Road, Ste 150
Atlanta, GA 30329
NMLS# 151412
Equal Housing Lender
We do Business in Accordance with Federal Fair Lending Laws
UNDER THE FEDERAL FAIR HOUSING ACT, IT IS ILLEGAL, ON THE BASIS OF RACE, COLOR, NATIONAL ORIGIN, RELIGION, SEX, HANDICAP, OR FAMILIAL STATUS (HAVING CHILDREN UNDER THE AGE OF 18), TO:
Deny a loan for the purpose of purchasing, constructing, improving, repairing, or maintaining a dwelling, or to deny any loan secured by a dwelling; or
Discriminate in fixing the amount, interest rate, duration, application procedures, or other terms or conditions of such a loan, or in appraising property.