MORE THEN A DEATH BENEFIT

LIFE INS IS MORE THEN JUST SECURITY...

Most people thinking about Life Insurance are told just buy TERM LIFE..."It's Cheap"...But only 2% of term life plans ever pay a death benefit...

It's cheap because NO ONE COLLECTS..

But there are other forms of Life Insurance that do a lot more...

There is Whole Life where you can receive a tax free supplemental retirement income if you start the plan 50 or younger. Also this plan provides coverage for life not just for a fixed term..

There is Universal Life which now has a Long Term Care benefit to pay for HOME HEALTH CARE, AN ASSISTED LIVING FACILITY OR A NURSING HOME...

There are plans that pay more for an accidental death called double indemnity ...

There are plans that build cash using mutual funds called Variable Life...Or from Indexes called Index Universal Life...

So my point is if you are looking at life insurance look at alternative plans other than term...We can help as well contact us at [email protected]

WE NEVER CLOSE CALL SAUL...

Appel Financial Inc. is an independent Life and Annuity firm representing Most Major Carriers and specializing in Life Settlements...

As Always All My Best...

Saul L. Appel CLU CHFC