Mollie expands into lending with Mollie Capital launch; & more!

Mollie expands into lending with Mollie Capital launch; & more!

Good morning!

I like to start the day by recommending a great podcast episode. In this Fintech Leaders podcast , Miguel Armaza sat down with Mary Ann Azevedo , Senior Reporter at TechCrunch, where she’s responsible for covering all things Fintech, co-hosts the Friday episode of the Equity podcast, and recently launched the newsletter The Interchange.

Ever wondered what happens behind the scenes at TechCrunch? You should definitely check this one out!

And as mentioned in the subject line of this email, there is some interesting news from my hometown Amsterdam, where businesses (from the Netherlands and Belgium) will soon be able to apply for a merchant cash advance of up to €250,000 via their payments provider Mollie.?

The launch is part of Mollie’s move to become a fully integrated business financing service, branching out from only offering payments.

New lending products will debut and be managed by Mollie Capital, a new financial services arm of the Amsterdam-based FinTech.

Definitely, something to follow!?

Have a great day and see below today's most relevant news, or tune in to our?Daily Fintech Podcast?here .?

Cheers,

Marcel

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FINTECH?NEWS

#Insights

Podcast with the talented Mary Ann Azevedo . Miguel Armaza sits down with Mary Ann Azevedo, Senior Reporter at TechCrunch, responsible for covering all-things Fintech. Link here

Tech Nation faces an uncertain future. The loss of the key government contract comes amid concern about Tech Nation breaching state fin help rules as it had failed to become self-sufficient. Link here

Top 8 well-funded fintechs in Africa. Between 2020 and 2021, the number of tech startups in the continent tripled to around 5,200 companies, with just under half of these being FinTechs. Link here

#FinTechInnovation

Telefónica launched a new investment vehicle called íope Ventures. íope Ventures aims to wrap up investments in 15 startups by 2025 as Telefónica looks to strengthen its position. Link here

#Partnerships

Buy2Sell partnered with Mastercard . Buy2Sell will enable multiple payment types to a delivery channels via a single connection through Mastercard Cross-Border Services. Link here

#Crypto

Binance is trying to reenter the Japanese market. The exchange, which withdrew from Japan due to the lack of a permit, now seeks a license to operate in the country in light of the pro-Web3 agenda. Link here

Crecy launched a crypto-backed credit card?in Mexico. Mexicans can put their crypto to a new use: using them as collateral for a credit card. The launch was at the Bitcoin Embassy Bar. Link here

Lazerpay with crypto payment innovations. Chainanalysis reported that cryptocurrency adoption exploded across Africa with a 1,200% increase from 2020. Link here

#MoversAndShakers

Endowus hires ex-Stash executive. Vinod Raman has over a decade of experience in institutional banking and fintech, most recently at US robo-advisor Stash. Link here

DIGITAL BANKING?NEWS

#BreakingNews

Belvo receives a license to initiate payments in Brazil. The company has been authorized by the Central Bank of Brazil (Bacen) to operate as a Payment Transaction Initiator (ITP), within the scope of the regulated Open Finance framework, and will be able to offer its customers the possibility of operating payments within their own platforms, in a process with less friction for the final consumer. Link here .

Revolut wins FCA registration in the UK. The trading platform had been operating in the country under a program that gives firms a reprieve while their applications are pending. Link here

Zepz claims to have reached profitability. New CFO Robert Mitchell arrives with good news as the company works to recover from a recent management exodus. Link here

#BNPL

Apple reportedly delays BNPL feature. According to Bloomberg , the Apple PayLater feature was supposed to debut on Sept. 12, but its rollout may be pushed back until spring. Link here

Case study about Klarna and Airbank . To expand, it was essential for Airbank to find a partner that would offer robust and real-time connections to many banking institutions. Link here

#BankingInnovation

OpenPay platform to expand in LatAm. OpenPay integrates payments for physical and online stores: POS terminals, payments with QR codes, and collection links are the most popular solution. Link here

The top countries for digital wallet use. Digital wallet usage is the highest in China, where 45% of adults use the payments daily, and an additional 41% do so at least once a week. Link here

#BankingIndustry

Banking app Bankkit launches in the UK. Bankkit also claims to offer a feature “which no UK bank has” – the “easy payment” of overseas utility bills and non-utility bill payments. Link here

Brazil’s Central Bank caps prepaid card interchange fees; fintech stocks fall. Brazil's central bank would set a 0.7% limit for interchange fees for prepaid cards, which are offered by fintechs in free digital accounts, in a setback for the booming sector in Latin America's largest economy. Link here

#Partnerships

Railsr partnered with DND Finance . DND created the card based on the knowledge that a credit record is built when people develop a history of paying bills on time. Link here

#NewHire

Fiinu appointed a new CPO and CFO. John Willcock is now a Chief Product Officer, responsible for product strategy and marketing. Charles Resnick is set to become Chief Financial Officer. Link here

#DONEDEAL

Memento raised a $1.2 M funding round. The new capital will support its ongoing product development and further strengthen the startup‘s distribution channels in North America. Link here

Regal doubles down in Shaype ’s Series C. Sydney start-up, has defied the tech world’s capital raising drought, ruling off a $33M round and scoring a top-up from Regal Investment Partners . Link here

Fasanara Capital launches $350m fintech and crypto VC fund. Investment in EU fintechs is booming, there were 750 financing deals for EU fintech companies in 2021. Link here

KPay completes US$10 million financing. KPay will use the funds raised to support product development and regional expansion, and is actively preparing for institutional round financing. Link here

SeQura received up to €150M. The new agreement reduces SeQura's funding cost and will allow SeQura to further its investment into strategic and high-growth initiatives. Link here

Strike raises $80 million. The Chicago-based company relies on a technology called the Lightning network, which is known as a Layer 2 solution in crypto parlance. Link here

This ends?Your?Daily?Fintech?News. Let me know if there are any questions or comments. Until the next!

Regards,

Marcel van Oost

marcelvanoost.com

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