MISPLACED DEED? HERE'S WHAT TO DO IF YOU'VE LOST YOUR TITLE DEED IN SOUTH AFRICA
Thomson Wilks Incorporated Attorneys Head Office
Thomson Wilks Inc. is a full service law firm with offices in each of the major commercial centres.
A title deed is a crucial document proving your ownership of a property in South Africa.? It holds significant weight, especially when it comes to selling or transferring the property. So, what happens if you discover your title deed has gone missing? Don't panic! Here's a breakdown of the steps you can take:
1. Act Quickly and Consult a Conveyancer
Time is of the essence. The longer you wait, the more complex the process might become.? Consulting a conveyancer
2. Apply for a Certified Copy
You can obtain a certified copy
3. Prepare the Required Documents
Your conveyancer will assist you with the necessary paperwork
A written application requesting a certified copy in terms of Regulation 68(1).
An affidavit stating you've lost the original deed and conducted a thorough search.
4. Publish a Notice
A public notice
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5. Secure Bondholder Consent (if applicable)
If your property has a bond (mortgage), you'll need written consent from the bank holding the original title deed.
6. Lodge the Application with the Deeds Office
Once all the requirements are met, your conveyancer will submit the application to the Deeds Office. Processing times can vary, so be patient.
7. Receive Your Certified Copy
Upon successful processing
Additional Considerations
Costs: There will be fees associated with the application process, legal consultations, and newspaper advertisements.
Selling While the Application is Ongoing: If you're planning to sell your property, inform your conveyancer as soon as possible. The process can be completed simultaneously with the transfer, although it may take longer.
Remember, losing your title deed can be stressful, but it's a solvable situation. By following these steps and seeking professional help, you can obtain a certified copy and regain control of your property ownership documentation.?????????????????????????????????????????????????????????????????????????????????
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