Middle Class, Election and Taxation Woes

I belong to the middle class. Neither will I get a 5Kg free ration, nor will I get a free toilet, nor am I anyone's vote bank, nor am I entitled to a free PM Awas yojna.

Neither am I among those 50 crore people who will get free treatment under Ayushman Bharat, nor will I get a Rs 1 lakh unemployment stipend, nor Ujjwala cylinder, nor eligible for old age pension.

The Unheard Voices: A Direct Taxpayer's Plea for Incentives

As the fourth of June approaches, I find myself reflecting on the political landscape and the imminent formation of a new government. This time of year typically brings a sense of anticipation and hope for change, but for many like myself, it also serves as a reminder of the systemic neglect we face as middle-class, direct taxpayers. Unlike those who benefit from a plethora of welfare schemes, we often find ourselves shouldering the nation's financial burden with little to no support in return. Our concerns and struggles are overlooked in policy discussions, and it is high time we ask for incentives that recognize our contributions and address our needs.

The Middle-Class Predicament

The middle class, often termed as the backbone of the economy, is paradoxically one of the most overlooked sections of society. Our earnings are taxed at source, ensuring a steady flow of revenue to the government. Yet, we do not receive the same level of benefits that others do. For instance, we are not entitled to the 5kg free ration provided under various food security schemes. We do not qualify for the free toilets built under the Swachh Bharat Abhiyan. We are not considered a significant vote bank, thus often sidelined in political manifestos.

Similarly, we miss out on housing benefits under the Pradhan Mantri Awas Yojana, which aims to provide affordable housing to the underprivileged. Healthcare, one of the most critical sectors, also leaves us wanting. We are excluded from the Ayushman Bharat scheme, which promises free treatment to over 50 crore people. The reality for us is government hospitals that are overcrowded and under-resourced, making private healthcare our only option—an option that is increasingly unaffordable.

The Quest for Equitable Benefits

The disparities continue with other welfare schemes. The unemployment stipend of Rs 1 lakh and the free LPG cylinders under the Ujjwala Yojana are out of our reach. Old age pension schemes also do not consider our plight. As we age, we face the stark reality of inadequate social security, despite having contributed significantly to the national exchequer throughout our working lives.

On the 4th of June, while the nation watches the election results, I will, like many others, resume my daily struggle—raising a family, paying taxes, and contributing to the nation's economy. The middle class, which constitutes a substantial portion of the taxpaying population, continues to grapple with dirty cities, dry water taps, clogged drainage systems, and a corrupt administrative setup. The services we receive do not reflect the taxes we pay, creating a sense of disillusionment and frustration.

The Need for Policy Reforms

To address these issues, it is imperative that the government introduces policy reforms that provide tangible benefits to direct taxpayers. One such measure could be tax rebates and deductions that genuinely reflect the cost of living and inflation. Current tax slabs and exemptions are outdated and do not account for the rising expenses of healthcare, education, and daily living. An overhaul of the tax structure to provide relief to the middle class would be a significant step towards acknowledging our contributions.

Furthermore, the introduction of a comprehensive health insurance scheme for the middle class is essential. Such a scheme should cover a wide range of medical conditions and treatments, reducing our dependency on expensive private healthcare. Additionally, incentivizing private employers to provide better healthcare benefits could also be explored.

Housing policies need a relook as well. Middle-class families often struggle with high property prices and loan interests. A targeted housing loan subsidy or interest rate reduction for first-time homebuyers in the middle-income group would make home ownership more attainable.

Infrastructure and Services

Infrastructure and public services are other areas where improvements can make a significant difference. Clean and efficient public transport, uninterrupted water supply, and proper waste management systems are basic amenities that should be guaranteed. Investment in urban infrastructure, particularly in middle-class localities, would not only improve living conditions but also boost overall productivity and quality of life.

Corruption remains a pervasive issue that affects all sections of society. However, its impact on the middle class is particularly severe as we are often left without alternatives. Strengthening anti-corruption measures and ensuring transparency and accountability in government services is crucial.

A Call for Inclusive Governance

In conclusion, as a direct taxpayer, I am not asking for handouts or free services. What I seek is recognition of my contributions and a fair return on the taxes I pay. The government must adopt an inclusive approach to governance that considers the needs of the middle class. By providing incentives and ensuring equitable access to benefits, the state can foster a more balanced and just society.

On the 4th of June, as we witness the formation of a new government, let us hope that the voices of the middle class will finally be heard. Let this be the beginning of a dialogue that leads to meaningful changes and policies that recognize and reward the contributions of direct taxpayers. Only then can we look forward to a future where the middle class is not merely a silent spectator but an active participant in the nation's growth and development.