Medical Insurance Covers a Range of Dental Procedures
For the past several years, #dental #insurance companies have been systematically reducing and restricting the kind of procedures that they cover. Many dental claims for surgeries result denials from dental insurance companies asking for a medical EOB and without the medical EOB they ultimately deny patient claims for things like sinus lifts, ridge augmentations, biopsies and more.?
Dental Insurance Coverage
Limited dental insurance #coverage is becoming more limited and carry many more restrictions, so much so that denial of claims is becoming a common #trend in the dental industry and insurance #providers are paying out less and less.?
However, many #medical insurers have started to include coverage for dental procedures in their policies based on medical necessity, which may alleviate some of the financial burden on patients for the #surgeries they need. A broad range of #treatment availability and easy submission practices, makes medical insurance an appealing alternative.?
Common Procedures Covered by Medical Insurance
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They also typically include #coverage for any procedures which are performed before, during, or after #cancertreatment.
In Conclusion
With current financial strains that include higher interest rates, rising #inflation, and a more expensive cost of living, many dental #patients have been forced to reconsider their #dental insurance coverage, and rejected treatments are a factor. High policy cancellations are being driven by claims #denials and high premiums, causing patients to question the value of their coverage.?
Given the current financial state of affairs, medical insurance could pick up where dental insurance is quickly dropping off. As medical policies become more inclusive and cover a wider range of treatment including dental work, patients are gravitating to #dentalpractices who can/will submit claims to their medical insurance.