MBA in Banking and Finance: Guide for Indian Students in 2022

MBA in Banking and Finance: Guide for Indian Students in 2022

With the growth of Banking, Financial Services, and Insurance (BFSI) due to the rise in per-capita income, innovations in technology, the introduction of new products, and improved networking, the need for graduates with financial knowledge is on the rise. But to have sound financial knowledge and to help others (read clients), one must possess the necessary technical know-how about how the world of banking and finance works.

To this end, an MBA in banking and?finance?may become a lifesaver of sorts.

But what is it really? Let’s find out!

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A Master of Business Administration (MBA) degree helps you forge a great career and work for large organizations across the world. It is one of the most sought-after programs worldwide and is pursued by those who are looking to kick-start their careers in business and management. An MBA degree offers many specializations that students can choose from including:

  • Business Management
  • Data Analytics
  • Entrepreneurship
  • Finance
  • Human Resources Management (HR)
  • Healthcare Management
  • Information Technology
  • International Business
  • Marketing Management
  • Supply Chain Management and Logistics

An MBA in Banking and Finance is a two-year degree that is designed to provide students with a strong foundation in the field of banking and finance, thereby preparing them to play important roles within financial institutions.

What is the difference between an MBA in Banking and MBA in Finance?

An MBA in Banking is generally considered to be a sub-field of finance. A specialization in banking can help one to be prepared for the banking sector. Pursuing an MBA in banking will help graduates to specialize in several functions related to banking including:

  • Profit maximization
  • HR Policy
  • Marketing Policy

Finance is a rather vast sector with several sub-fields including banking, equity, investment, portfolio management, and others. Therefore, an MBA in finance could help one to learn more about the finance sector, thereby gaining firsthand knowledge about all aspects of the field and making them ready for various roles related to financial services and management.

What are the career opportunities after MBA in Banking and Finance?

Recruiters from the banking and fin are always on the lookout for those with a Some of the popular career options for postgraduates who have an MBA in Banking and Finance degree include,

  • Accounting
  • Asset Management
  • Bank Management
  • Business Analytics
  • Corporate Finance Management
  • Equity Advisor
  • Financial Advisor
  • Investment Banker
  • Operations Management
  • Planning and Taxation
  • Portfolio Management
  • Retail Banking
  • Risk Management
  • Sales and Trading
  • Security Analytics
  • Stock Market Analytics
  • Strategic Management

Is an MBA in Banking and Finance good for Investment Banking?

In short, yes.

In the modern financial-corporate world, investment banking is considered to be one of the most lucrative careers. You could equate the role of an investment banker in the financial markets to that of 007 in the field of espionage. Investment banking involves a lot of decision-making, number crunching, and capital raising when it comes to mergers and acquisitions.

An MBA in Banking and Finance offered by most business schools generally covers investment banking as part of its core syllabus. In case investment banking is not part of the core curriculum, students may opt for the same through the several electives that are offered by the business schools.

An alternative to an MBA in Banking and Finance is a Master of Finance degree. This program provides students with an advanced understanding of traditional finance areas, as well as new developments at the intersection of technology and finance.

It is also acknowledged by industry experts that it is possible to become an investment banker without an MBA. However, it was observed that those individuals who did not have an academic background in investment banking may struggle to gain a foothold without an MBA.

Eligibility for MBA in Banking and Finance

The eligibility criteria for MBA in banking and finance varies across different business schools. However, a list of criteria may be generated to understand some of the most common requirements. The general eligibility criteria to apply for an MBA in banking and finance program includes,

  • Relevant work experience in the banking and finance sectors.
  • Undergraduate degree in banking, finance, or other related fields. An alternative equivalent to a bachelor’s degree may also be accepted.
  • Competitive entrance examinations including GMAT/GRE.
  • English proficiency tests including IELTS/TOEFL/PTE and others.
  • Academic or professional reference.
  • Statement of purpose.
  • Visa or study permits.
  • Proof of financial capabilities to cover educational costs.

Although these are the general eligibility requirements across business schools to enroll in an MBA in banking and finance program, it may vary depending on the school or program of choice.

Log on to the full piece on our Insights to know about the fee, admissions, and the best places to pursue this programme.

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