Making Every Day, Earth Day

Invest in Our Planet: Make Every Day, Earth Day

By: The Zoe Team

As investors, there is a lot we can do to make a positive impact and support change. Remember to put your money where your values are by digging deeper into the importance of environmental protection and sustainable development.?

ESG Investing is a strategy that allows investors to align their portfolios to businesses that uphold ethical standards and directly reflect their values.?Ultimately, it aims to generate returns while also considering the impact of investments on society.?

According to the Morgan Stanley Institute for Sustainable Investing , “the vast majority of asset managers and owners (77%) reported an increase in ESG investing interest since May 2020, driven by shifting public sentiment, regulatory developments, and pressures from clients and investors.” So as long as we keep creating awareness and focusing on positive contributions, we are on track to changing our planet’s destiny for the better.?

Read: How To Invest In Our Planet

Guiding Your Adult Children to Be Financially Independent

By Zoe Vetted Advisor:? Blaine Thiederman MBA, CFP?

Having children is one of the most fulfilling experiences of our lives, it’s a milestone. We live for those who call us “mom” or “dad,” and we revolve around the memories they get to create and the futures they’ll build. We see them graduate, and they’re one step closer to becoming independent adults.?

By this time, we begin to dream of seeing them graduate from the?best universities ?in the country, ready to pursue their dreams and become professionals, adults. And even though our love for them is endless, and we will forever support our children,?they are?Americans’ toughest financial burden .??

After 22+ years of standing beside your children and holding their hands as they accomplish and aim for their biggest dreams, they are almost ready to fly on their own. The missing piece? A guideline on?how to achieve financial freedom as a young adult. Help your soon-to-be financially independent children learn all about their personal finances and, most importantly, how to negotiate high-earner salaries once they begin their professional journeys.?

Read: Entering The Tall Buildings

Counter-Attack: Protecting Your Investments

By Zoe Vetted Advisor:? Scott O'Brien, CFP?, Financial Planner

You don’t need to watch “The Queen’s Gambit” Netflix miniseries to know how complex chess can be. However, if you binge-watched the show like many of us, you might remember the importance of defending the king. Strategies around defense are prioritized to keep your king and your game out of danger. Likewise, when facing turbulent times, a portfolio should have some assets designed to protect it. We can’t control what happens in the market, but we can adjust and anticipate what assets can safeguard your investments.?

Understanding which assets are most effective at protecting your investments and learning how to use them can get you closer to safeguarding your finances from any external threats. In this blog post, we will explore six asset classes that can help protect your investment portfolio, just like there are defensive chess strategies to keep the king safe.

Read: Protecting Your Investments

??Ask Andres, Zoe’s Founder & CEO

What do you make of the fund manager survey? Do you take it as a contrarian sign?

Andres : “Part of this rally is due to that we didn’t have a banking crisis. To a certain extent, that is good news, but now we face the music of, ‘what is going to drive the next leg when a money market gives you 4% returns without much risk.

Stocks here in the U.S. are stuck in this range until either, 1) inflation really gets back to 2% or 3%, which allows the Fed to lower interest rates and make equity more attractive vs. the other options, or 2) earnings revisions start to go upwards rather than downwards. From that perspective, last time I checked, it’s not in the cards for earnings revisions to go up in the next couple of months.

It’s important to remember that earnings season is taking into account January, February, and March, but March is really when the world changed with Silicon Valley Bank. We might have to wait for more of the guidance for next quarter rather than just looking backward.” -?Listen to the full conversation .