Major Insurance Company to Drop all New York Contractor Accounts in April 2025 – Call 914-806-5853 To Learn More - Here’s How BGES Group Can Help

A seismic shift is about to hit the New York construction insurance market. A major insurance company has announced it will be non-renewing all of its contractor accounts starting April 1, 2025. This decision will leave countless contractors scrambling to find replacement coverage, potentially putting their businesses at risk. If you are a contractor affected by this decision, don’t panic—BGES Group, a leading expert in construction insurance, is here to help.

What Coverages Does BGES Group Offer?

At BGES Group, we understand the unique risks that contractors face daily. That’s why we offer comprehensive insurance solutions tailored to the construction industry, including:

1.???? Building & Contents Insurance – Protects your office, warehouse, and storage facilities from damage due to fire, theft, vandalism, and natural disasters.

2.???? Employer Equipment Coverage – Ensures that company-owned machinery and equipment remain covered against theft, damage, or breakdown.

3.???? Employee Tools Insurance – Covers employee-owned tools essential to job site productivity.

4.???? Commercial General Liability – Shields your business from liability claims related to bodily injury, property damage, and legal fees.

5.???? Excess Liability Insurance – Provides additional layers of coverage beyond standard policies to protect against high-cost claims.

6.???? Worker’s Compensation Insurance – Required coverage that ensures injured employees receive medical care and wage replacement.

7.???? NYS Disability Insurance – Provides benefits to employees who suffer off-the-job injuries or illnesses.

8.???? Business Auto Insurance – Protects company-owned vehicles used for business operations.

9.???? Bid & Performance Bonds – Guarantees job completion and adherence to contract terms, helping you win more projects.

10.? Group Health Insurance – Provides cost-effective health coverage for employees, keeping them protected and satisfied.

Why Contractors Should Turn to BGES Group

When facing an unexpected insurance policy non-renewal, you need a provider that acts fast, understands your industry, and has a proven track record of delivering tailored coverage solutions. Here’s why BGES Group is the right choice for you:

1. Personalized, Boutique-Style Service

Unlike large, impersonal agencies, BGES Group operates like a mom-and-pop business. We provide boutique-style service where every client is treated like a priority.

2. Direct Access to Account Executives

You won’t be stuck navigating endless phone menus or speaking with multiple representatives. At BGES Group, you will deal directly with a knowledgeable account executive who understands your needs.

3. 24/7 Availability

Emergencies don’t wait for business hours, and neither do we. Our team is available day and night, Monday through Sunday, to assist you.

4. Expertise in Construction Insurance

With years of experience in insuring contractors, we know exactly what policies and coverages your business needs to remain protected and compliant.

5. Fast and Efficient Policy Replacement

We understand that losing coverage can disrupt business operations. That’s why we work quickly to replace your policy with minimal hassle, ensuring uninterrupted protection.

6. Competitive Rates

We work with multiple insurance carriers to find you the best possible coverage at the most competitive price.

7. Superior Claims Assistance

If you need to file a claim, we guide you through the process to ensure a quick and fair resolution.

8. Trusted by Contractors Statewide

Our reputation speaks for itself—contractors across the state trust BGES Group for their insurance needs.

9. Custom-Tailored Policies

We don’t believe in one-size-fits-all solutions. Our policies are customized to fit your specific risks and business model.

10. Peace of Mind

With BGES Group handling your insurance, you can focus on running your business instead of worrying about gaps in coverage.

Act Now Before It’s Too Late

The clock is ticking. With this major insurance company pulling out of the contractor market, many businesses will be left scrambling for coverage. Don't wait until it’s too late—secure your business's future by partnering with BGES Group today. Our team is standing by to provide you with the protection and peace of mind you deserve.

Call us anytime—day or night—Monday through Sunday. We are always available to help!

BGES Group is one of New York, New Jersey, and Connecticut's Construction Insurance Specialists representing 50+ companies, including all the BEST general & umbrella liability programs. We offer all the coverage needed, including property, builders' risk, inland marine, general liability, umbrella liability, auto, bid & performance bonds, workers' compensation, N.Y.S. disability, and group health.? Our commitment to you goes?beyond?the policies we?provide. We are always just a call, text, or email away, ready to assist you, even?on?weekends. We understand the importance of your business and are here to help?you navigate any insurance challenges.?

BGES Group are?Workers' Compensation Insurance Specialists for Tri-State Business Owners: Unhappy with your rates, company, being canceled, losses causing difficulty getting coverage, in the middle of an audit dispute, misclassified payrolls, or?whatever your issue. We can help!? We have special programs for Auto Services, Contractors (especially in New York), Limousine Services, Logistics Companies, Manufacturers, Recyclers, and?Truckers; we can help ANY tri-state business owner. We are considered "Preferred Agents" for this one program that, if we can get you into, their pricing is excellent, offers long-term coverage stability, and can cover multi-state operations. The program takes the hassle out of doing annual audits, too.??

If you want to speak with us, call Gary Wallach at 914-806-5853, click?here to email, or visit our website.?

Company: BGES Group, 216A Larchmont Acres West, Larchmont, NY?10538

email:?[email protected]

website: https://www.bgesgroup.com