Lumin Digital Secures $160 Million in Growth Funding

Lumin Digital Secures $160 Million in Growth Funding


?? NEWS HIGHLIGHT

Lumin Digital, a leading cloud-native digital banking provider, today announced it has raised over $160M in growth equity financing, led by Light Street Capital, NewView Capital, and Partners Group, acting on behalf of its clients.

Lumin Digital plans to leverage the funding to accelerate its strategic growth initiatives, focusing on innovation and driving greater value for financial institutions, their members, and shareholders.

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?? INFOGRAPHIC

?? ARTICLE OF THE WEEK


NOW, ON TO THE SUMMARY OF LAST WEEK'S NEWS

???? NATIONAL HIGHLIGHTS

?? Banks hit credit card users with higher rates in response to regulation that may never arrive.

?? BitGo Debuts Platform for Retail Cryptocurrency Customers.

?? US digital banking platform Milli Bank closes down.

?? Corpay Expands Corporate Payments Business With Acquisition of GPS.


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FINTECH

Masttro launches next-gen platform for wealth management. The platform upgrade comes at a time of rising global asset valuations and an increase in the complexity of estates as more wealth owners acquire illiquid alternative investments. Read on

PAYMENTS

More record-breaking Black Friday Cyber Monday weekend stats: Total sales by Shopify merchants reached $????.???? ??????????????, up 24% from the $9.3 billion in 2023. People around the world showed up to support Shopify merchants and their favourite brands. More here

DIGITAL BANKING

Revolut boss says listing on London stock market is ‘not rational’. Stamp duty on shares means Britain ‘can’t compete’ with US, he warns: “The problem with the UK – if you think about the UK versus the US – is the US is much more liquid [and] trading in the US is free. Explore now – Click here to learn more

CRYPTO

Facebook’s Diem stablecoin payment chain killed through captive banks and intimidation, says former exec. David Marcus, former head of Facebook’s Libra stablecoin project, later rebranded to Diem, has revealed new details about the initiative’s collapse. He alleged that political interference — not regulatory noncompliance — was its undoing.

Coinbase now lets you buy crypto with Apple Pay in third-party apps. Coinbase announced an integration with Apple Pay on Monday, allowing app makers to build the ability to buy crypto with Apple Pay directly into their apps. The integration is part of Coinbase Onramp, which gives app makers a way for customers to turn their traditional currencies, such as USD, into cryptocurrencies.

PARTNERSHIPS

Shastic announces partnership with MeridianLink to provide AI workflow automation for banks and credit unions. This partnership reflects the similar missions of MeridianLink? and Shastic to democratize lending for community banks and credit unions, making advanced solutions accessible to thousands of financial institutions.

M&As

BlackRock is near deal to buy private credit manager HPS. The purchase would vault the firm into the top ranks of private credit as it seeks to become a major force in alternative assets. The deal would leave BlackRock, which manages $11.5 trillion, with more than $500 billion of alternative assets.


MOVERS & SHAKERS

Zip Co's pioneering FinTech leader Larry Diamond to step down. Co-Founder Larry Diamond has agreed with the Board that he will step down as a director of Zip and as US Chairman to establish a Family Office and Foundation for his philanthropic endeavours.

Pipe appoints new executive leaders to drive scale and expand embedded financial solutions for small businesses. Pipe announced the appointments of Claurelle Rakipovic as Chief Product Officer (CPO), Nate Wiger as Chief Technology Officer (CTO), Amy Loh as Chief Marketing Officer (CMO), and Jon Lear as Global Head of Growth to lead Pipe’s next phase of technology innovation and growth.

Congratulations, Marcel, on yet another insightful newsletter! Lumin Digital's success is a testament to the innovation happening in the FinTech space. Keep shining a light on these incredible developments.

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