Looking for Personalized Service - Accepting Applications for 2023/24

You will have peace of mind that I am looking out for your best interest, whether it’s for lending, accounts, credit, treasury or merchant. I'm looking for those who are looking for a Banking Financial Relationship and not a one night stand (transactional based)

I'm hiring clients that would like a Banking Financial Partner that offers solutions that can benefit them, thinks outside of the box and is not a product pusher. I'm hiring clients that would like honest up front discussions, which are looking for a Banking relationship that is not transactional based and for a Banking Financial Partner that will respond to their emails and phone calls in a timely manner.

If your current Financial Banking relationship isn't working for you, I'm taking interviews for new clients!

Applying is free ....and includes coffee and a donut.

Although the above is light hearted, I understand the importance of a strong Banking Financial Partner relationship and take my responsibilities of managing business relationships extremely serious.?

With Financial Institution offering similar services, and rates it can get difficult to find that right relationship. I say relationship because that is how I believe it should be looked at. As a business owner/ investor you should be looking to your Banking Financial Partner for more than just taking your deposits, doing your loan and being an order taker. The term Trusted Advisor has been overused in the market, however that is how you should see your Banking Financial Partner. You should feel comfortable speaking to them about your business, investments, personal banking and business banking needs. Your Banking Financial Partner an extension of your business that has a team that can assist you on the Business and Personal side and is there to help with suggestions.

If a Banking Financial Partner jumps in and tells you what they can do for you and how wonderful their Financial Institution is without finding out about you and your business that would be your first warning sign. By not asking questions they are directing you to what they want and not what you need.

Warning Signs it may be time to get a new Banking Financial Partner or theBanking Financial Partner is not the right fit:

• They do not ask questions about you and your business
• They keep telling you how great their Financial Institution is and continuously talk negatively of their competition
• They do not introduce you to their team
• They do not respond to your questions
• They sound like a salesman (should be looking to provide services that make your life easier, not just to increase your service cost)
• Only good thing they are offering you is interest rate
• Always directed to call the 800 number when have an issue
• Calls are not returned in a timely manner

?They Should Be:

• Looking for opportunities to connect you with other business owners (not always possible)
• Introducing you to partners within Financial Institution (e.g. Wealth Management)
• Providing you Articles about your industry or your personal interests you may find helpful
• Providing you solutions on your banking and credit needs. (e.g. Could be as simple as letting you know what the bank requires for you to get the increase in the line of credit, and making suggestions)
• Being available
• Asking questions about your business
• Bringing suggestions to the ‘table’ without being asked

Choosing a Banking Financial Partner and a Financial Institution is a big decision. Once you have narrowed down the Financial Institution and Banking Financial Partner that fits your needs, ask yourself, “Would you mind being stuck at an airport with them?” or “Would you enjoy spending an evening out with them?”?If the answer to the question is no, they may not be the right fit for you.?Being comfortable and confident in your Banking Financial Partner is equally important.

Convince Yourself it’s Possible, and Keep Moving Forward.

Be Curious, Be Nicer and be Grateful

Please feel free to reach out with any questions or if you would like to apply for the position.

linkedin.com/in/ryanjoffe

[email protected]

602-603-7004